NYSE · Banks - Regional

PNC Financial Services Group, Inc. (The) (PNC) Stock

$224.46 -0.47% NYSE: PNC Financial Services

Valuation

MetricValue
Price$224.46
Market Cap$89.55B
P/E Ratio12.41
P/B Ratio1.42
P/S Ratio2.56
EPS (TTM)$16.59
52-Week High$258.96
52-Week Low$176.88
Dividend Yield3.55%

Financials & Margins

MetricValue
ROE12.34%
ROA1.24%
ROCE5.65%
Gross Margin27.08%
Operating Margin27.08%
Net Margin21.70%
Debt/Equity1.05
Current Ratio0.36

Annual Financials (USD)

Metric20212022202320242025
Revenue$19.7B$23.5B$31.9B$33.7B$34.0B
Operating Profit$7.0B$7.5B$6.7B$7.2B$8.5B
Net Profit$5.7B$6.0B$5.6B$5.9B$6.9B
EPS$12.70$13.85$12.79$13.74$16.59
Op Margin35.5%31.8%21.1%21.5%25.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$557.2B$557.3B$561.6B$560.0B$573.6B
Total Liabilities$501.5B$511.5B$510.4B$505.6B$512.9B
Cash$82.3B$34.4B$50.7B$46.3B$39.7B
Borrowings$33.0B$58.7B$72.7B$61.7B$57.1B

Latest News

Analyst Report: The PNC Financial Services Group, Inc. Morningstar Research · Jul 15, 2026 The PNC Financial Services Group Q2 Earnings Call Highlights MarketBeat · Jul 15, 2026 PNC Financial Q2 Earnings Top on NII & Fee Income Growth, Stock Down Zacks · Jul 15, 2026 The PNC Financial Services Group (PNC) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates Zacks · Jul 15, 2026 PNC Financial Q2 2026 earnings: record revenue, profit jumps 25% Quartz · Jul 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$7.2B$9.1B$10.1B$7.9B$4.4B
Investing Cash Flow$-2.8B$-60.4B$10.1B$-3.2B$-15.6B
Financing Cash Flow$5.3B$-26.2B$-16.1B$4.0B$12.8B
Net Cash Flow$987.0M$-47.9B$16.4B$-4.5B$-6.5B
Free Cash Flow$7.2B$9.1B$10.1B$7.9B$4.4B

Valuation & Return Ratios

MetricValue
PEG Ratio0.52
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y25.30%
Return 3Y119.94%
Return 5Y25.18%

Ownership

Insiders Held0.30%
Institutions Held85.66%
Institutions Float Held85.92%
Institutional HolderSharesReport Date
Blackrock Inc.31,975,8722026-03-31
Vanguard Capital Management LLC26,205,8422026-03-31
State Street Corporation17,669,3492026-03-31
FMR, LLC15,689,1292026-03-31
Vanguard Portfolio Management LLC9,755,0682026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CFGCitizens Financial Group, Inc. $65.14 -0.15% 13.74 $27.44B 2.89%
FITBFifth Third Bancorp $52.98 -0.47% 17.19 $48.05B 3.30%
HBANHuntington Bancshares Incorporated $15.73 +0.45% 11.22 $31.78B 4.06%
KEYKeyCorp $21.08 -0.61% 11.63 $22.75B 4.08%
MTBM&T Bank Corporation $221.66 -0.53% 11.47 $32.01B 2.76%

About PNC Financial Services Group, Inc. (The)

PNC Financial Services Group, Inc. (The) is led by CEO William S. Demchak, employs 53,686 people, headquartered in Pittsburgh, US, publicly traded since 1975.

PNC Financial Services Group, Inc. (The) (PNC) stock trades at $224.46 with a market capitalization of $89.55B. The stock is valued at a price-to-earnings (P/E) ratio of 12.41, price-to-book of 1.42, price-to-sales of 2.56. Over the past 52 weeks the stock has ranged between $176.88 and $258.96, and currently trades 13.3% below its 52-week high. It pays a dividend yielding 3.55%.

On profitability, PNC Financial Services Group, Inc. (The) generates a return on equity (ROE) of 12.34%, return on capital employed of 5.65%, an operating margin of 27.08%, a net profit margin of 21.70%.

In its most recent fiscal year, PNC Financial Services Group, Inc. (The) reported annual revenue of $34.0B, net profit of $6.9B. Over the last 5 fiscal years, revenue grew at an average annual rate of 13.2%, and net profit declined at an average annual rate of 1.6%.

The balance sheet shows a debt-to-equity ratio of 1.05, a current ratio of 0.36, total assets of $573.6B, $39.7B in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

PNC has a beta of 0.89.

PNC Financial Services Group, Inc. (The) by the numbers, 2016–2025

Between 2016 and 2025 PNC Financial Services Group, Inc. (The) reported revenue of $16.4B rising to $34.0B, a change of +106.9% across 10 years. Compounded, revenue has grown 13.2% a year over five years, 13.0% over three, 0.8% over the last twelve months. Net profit rose to $6.9B.

Operating margin went from 32.0% in 2016 to 25.0% in 2025, a fall of 7.0 percentage points. The most recent net margin is 21.70%. On a trailing twelve-month basis to Jun '26, revenue is $35.2B and net profit $7.6B.

Borrowings rose from $53.0B to $57.1B, cash on hand is $185.3B, cash from operations was $4.4B in the latest year, positive in 10 of the last 10.

Return on equity has averaged 11.3% over five years, and was 11.4% in the most recent year.

The share price itself has compounded at 9.2% a year over five years, 30.0% over three, 37.3% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

PNC Financial Services Group, Inc. (The) (PNC) — frequently asked questions

What is PNC Financial Services Group, Inc. (The) (PNC) stock price today?

PNC Financial Services Group, Inc. (The) (PNC) is currently trading at $224.46, down 0.47% today.

What is PNC P/E ratio?

PNC Financial Services Group, Inc. (The)'s P/E ratio is 12.41. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is PNC return on equity (ROE)?

PNC Financial Services Group, Inc. (The)'s return on equity (ROE) is 12.34%. ROE measures net income relative to shareholders' equity. This is within the typical market range of roughly 12-15%.

What is PNC Financial Services Group, Inc. (The)'s market cap?

PNC Financial Services Group, Inc. (The) has a market capitalization of $89.55B.

Does PNC pay a dividend?

Yes. PNC Financial Services Group, Inc. (The) currently yields 3.55%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does PNC carry?

PNC Financial Services Group, Inc. (The) has a debt-to-equity ratio of 1.05. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is PNC's profit margin?

PNC Financial Services Group, Inc. (The) reports a net profit margin of 21.70% — the share of revenue left after every cost, including tax and interest.

What sector is PNC in?

PNC Financial Services Group, Inc. (The) is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is PNC listed on?

PNC Financial Services Group, Inc. (The) trades on NYSE under the ticker PNC.

What is PNC's 52-week range?

Over the last year PNC Financial Services Group, Inc. (The) has traded between $176.88 and $258.96.

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Screens PNC currently matches

On the figures above, PNC Financial Services Group, Inc. (The) passes the filters for 22 of our ready-made screens, among them Undervalued Stocks, Undervalued Large Cap Stocks, Undervalued Dividend Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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