Summit State Bank (SSBI) Stock

About Summit State Bank

Summit State Bank is led by CEO Brian J. Reed, employs 106 people, headquartered in US, publicly traded since 2006.

Summit State Bank (SSBI) stock trades at $12.11 with a market capitalization of $81.94M. The stock is valued at a price-to-earnings (P/E) ratio of 35.84, price-to-book of 0.81, price-to-sales of 1.42. Over the past 52 weeks the stock has ranged between $10.35 and $14.00, and currently trades 13.5% below its 52-week high.

On profitability, Summit State Bank generates a return on equity (ROE) of 2.22%, return on capital employed of 0.31%, an operating margin of 15.25%, a net profit margin of 3.87%.

Summit State Bank by the numbers, 2016–2025

Between 2016 and 2025 Summit State Bank reported revenue of $22.0M rising to $59.0M, a change of +168.2% across 10 years. Compounded, revenue has grown 7.5% a year over five years, 1.8% over three, -4.8% over the last twelve months. Net profit rose to $7.0M.

Operating margin went from 38.5% in 2016 to 15.2% in 2025, a fall of 23.3 percentage points. The most recent net margin is 3.87%. On a trailing twelve-month basis to Jun '26, revenue is $58.0M and net profit $3.0M.

Borrowings fell from $69.0M to $6.0M, cash from operations was $7.0M in the latest year, positive in 9 of the last 10.

Return on equity has averaged 10.2% over five years, and was 6.9% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Summit State Bank (SSBI) — frequently asked questions