NYSE · Financial Statements

United Community Banks, Inc. (UCB) Financial Statements

$33.56 NYSE: UCB Market Cap $4.02B

United Community Banks, Inc. most recently reported annual revenue of $1.5B, net profit of $328.0M, revenue has compounded at 17.2% a year over the last five years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Annual Financials (USD)

Metric20212022202320242025
Revenue$716.0M$929.0M$1.3B$1.5B$1.5B
Operating Profit$348.0M$356.0M$233.0M$323.0M$422.0M
Net Profit$270.0M$277.0M$188.0M$252.0M$328.0M
EPS$2.97$2.52$1.54$2.04$2.62
Op Margin48.5%38.3%18.0%21.8%27.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$20.9B$24.0B$27.3B$27.7B$28.0B
Total Liabilities$18.7B$21.3B$24.0B$24.3B$24.4B
Cash$2.3B$512.0M$1.0B$520.0M$203.0M
Borrowings$247.0M$1.2B$325.0M$449.0M$205.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$359.0M$607.0M$294.0M$350.0M$435.0M
Investing Cash Flow$-1.8B$-2.1B$-236.0M$-1.0B$24.0M
Financing Cash Flow$2.3B$-874.0M$1.3B$149.0M$-173.0M
Net Cash Flow$710.0M$-1.7B$357.0M$-484.0M$69.0M
Free Cash Flow$333.0M$565.0M$221.0M$303.0M$408.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.29
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y8.36%
Return 3Y42.29%
Return 5Y33.77%

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