Credicorp Ltd. (BAP) Stock

About Credicorp Ltd.

Credicorp Ltd. is led by CEO Gianfranco Piero Dario Ferrari de Las Casas, employs 38,758 people, headquartered in Lima, PE, publicly traded since 1995.

Credicorp Ltd. (BAP) stock trades at $370.21 with a market capitalization of $29.40B. The stock is valued at a price-to-earnings (P/E) ratio of 14.08, price-to-book of 2.72, price-to-sales of 3.51. Over the past 52 weeks the stock has ranged between $230.45 and $413.25, and currently trades 10.4% below its 52-week high. It pays a dividend yielding 3.87%.

On profitability, Credicorp Ltd. generates a return on equity (ROE) of 19.58%, above the typical market range of roughly 12-15%, return on capital employed of 4.08%, an operating margin of 36.60%, a net profit margin of 24.93%.

In its most recent fiscal year, Credicorp Ltd. reported annual revenue of $28.9B, net profit of $6.9B. Over the last 5 fiscal years, revenue grew at an average annual rate of 9.7%, and net profit grew at an average annual rate of 82.0%. Over that span net profit grew faster than revenue, so net margin widened.

The balance sheet shows a debt-to-equity ratio of 0.81, a current ratio of 3.23, total assets of $267.3B, $43.3B in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

BAP has an average daily trading volume of 322,510 shares, a beta of 0.84.

Credicorp Ltd. by the numbers, 2016–2025

Between 2016 and 2025 Credicorp Ltd. reported revenue of $15.4B rising to $28.9B, a change of +88.2% across 10 years. Compounded, revenue has grown 9.7% a year over five years, 11.9% over three, 7.1% over the last twelve months. Net profit rose to $6.9B.

Operating margin went from 31.8% in 2016 to 34.4% in 2025, a gain of 2.6 percentage points. The most recent net margin is 24.93%. On a trailing twelve-month basis to Jun '26, revenue is $29.4B and net profit $7.3B.

Borrowings fell from $38.6B to $34.5B, cash from operations was $8.1B in the latest year, positive in 7 of the last 10.

Return on equity has averaged 15.9% over five years, and was 18.9% in the most recent year.

The share price itself has compounded at 31.6% a year over five years, 42.5% over three, 74.3% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Credicorp Ltd. (BAP) — frequently asked questions