Banco Macro S.A. (BMA) Stock

About Banco Macro S.A.

Banco Macro S.A. operates as a leading financial services institution in Argentina, providing a broad spectrum of banking products and solutions to both individual consumers and corporate entities nationwide. For its retail customers, the bank offers essential services such as current and savings accounts, along with term deposit options. It also supplies a range of credit and debit cards, various loan products including personal, consumer finance, mortgage, and auto loans, as well as overdraft facilities. Additional services encompass credit-related support, home and vehicle insurance policies, convenient tax and utility bill payment methods, and money transfer capabilities, all accessible through its extensive network of ATMs. Retail offerings further extend to document discounting and pledged loan options. Corporate clients benefit from a specialized suite of services, including diverse deposit accounts, lending facilities such as working capital and investment project financing, guaranteed loans, and credit lines for international trade. The company also provides check cashing advances, factoring, leasing solutions, and comprehensive cash management services. Other offerings include trust administration, payroll services, financial agency support, corporate credit cards, and other tailored products. Furthermore, the bank facilitates transactional needs through cash management, collection services, supplier payment processing, foreign exchange transactions, and foreign trade support, augmented by information services like Datanet and Interpymes. Short-term and medium-to-long-term corporate financing are also available. Both retail and corporate segments are supported by the bank's digital channels, offering internet and mobile banking services. As of December 31, 2021, Banco Macro maintained a significant physical presence throughout Argentina, operating 466 branches, 1,779 automated teller machines, and 955 self-service terminals, alongside various other customer touchpoints. The institution was founded in 1966 and is headquartered in Buenos Aires, Argentina.

Banco Macro S.A. is headquartered in AR.

Banco Macro S.A. (BMA) stock trades at $96.44 with a market capitalization of $6.17B. The stock is valued at a price-to-earnings (P/E) ratio of 26.12, price-to-book of 1.64, price-to-sales of 1.45. Over the past 52 weeks the stock has ranged between $38.30 and $106.15, and currently trades 9.1% below its 52-week high.

On profitability, Banco Macro S.A. generates a return on equity (ROE) of 7.28%, return on capital employed of 2.59%, an operating margin of 9.55%, a net profit margin of 5.71%.

Official website: www.macro.com.ar

Banco Macro S.A. by the numbers, 2016–2025

Between 2016 and 2025 Banco Macro S.A. reported revenue of $338.8B rising to $5.82T, a change of +1616.4% across 10 years. Compounded, revenue has grown 58.1% a year over five years, 2.7% over three, -10.0% over the last twelve months. Net profit rose to $337.3B.

Operating margin went from 3.0% in 2016 to 10.2% in 2025, a gain of 7.3 percentage points. The most recent net margin is 5.71%. On a trailing twelve-month basis to Mar '26, revenue is $4.76T and net profit $371.6B.

Borrowings rose from $234.4B to $1.54T, cash on hand is $4.72T, cash from operations was $1.7B in the latest year, positive in 7 of the last 10.

Return on equity has averaged 18.0% over five years, and was 6.5% in the most recent year.

The share price itself has compounded at 57.0% a year over five years, 70.6% over three, 52.2% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Banco Macro S.A. (BMA) — frequently asked questions