NYSE · Financial - Credit Services

BFH (BFH) Stock

$106.48 +4.34% NYSE: BFH Financial Services

Valuation

MetricValue
Price$106.48
Market Cap$4.30B
P/E Ratio8.44
P/B Ratio1.28
P/S Ratio0.89
EPS (TTM)$0.00
52-Week High$112.44
52-Week Low$46.05
Dividend Yield0.87%

Financials & Margins

MetricValue
ROE17.52%
ROA2.51%
ROCE18.46%
Gross Margin63.99%
Operating Margin14.00%
Net Margin11.90%
Debt/Equity1.19
Current Ratio0.27

Annual Financials (USD)

Metric20212022202320242025
Revenue$3.3B$4.4B$5.2B$4.8B$4.7B
Operating Profit$1.0B$300.0M$968.0M$381.0M$614.0M
Net Profit$801.0M$223.0M$718.0M$277.0M$518.0M
EPS$16.02$4.46$14.36$5.50$10.96
Op Margin31.9%6.9%18.7%7.9%13.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$21.7B$25.4B$23.1B$22.9B$22.7B
Total Liabilities$19.7B$23.1B$20.2B$19.8B$19.3B
Cash$3.0B$3.9B$3.6B$3.7B$3.6B
Borrowings$7.6B$8.1B$5.4B$5.7B$4.4B

Latest News

PJT Partners (PJT) Moves 4.8% Higher: Will This Strength Last? Zacks · Jul 15, 2026 BFH: Lowering target price to $103.00 Argus Research · Jul 15, 2026 Bread Financial Announces Executive Leadership Changes GlobeNewswire · Jul 14, 2026 Bread Financial Holdings, Inc. (BFH) Is A Top Stock In Miller Value Partners’ Filings Insider Monkey · Jul 12, 2026 Can Bread Financial (BFH) Sustain Its Earnings Surprises Or Are Expectations Becoming Too Optimistic? Simply Wall St. · Jul 11, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$1.5B$1.8B$2.0B$1.9B$2.1B
Investing Cash Flow$-1.8B$-5.2B$788.0M$-1.2B$-1.4B
Financing Cash Flow$1.1B$2.8B$-348.0M$-618.0M$481.0M
Net Cash Flow$460.0M$4.0M$-311.0M$98.0M$-86.0M
Free Cash Flow$1.5B$1.8B$2.0B$1.9B$2.1B

Valuation & Return Ratios

MetricValue
PEG Ratio2.40
EV / EBITDA7.16
FCF Yield52.09%
Quick Ratio0.26
Interest Coverage0.72
Return 1Y60.01%
Return 3Y194.22%
Return 5Y50.46%

Ownership

Insiders Held1.35%
Institutions Held112.06%
Institutions Float Held113.59%
Institutional HolderSharesReport Date
Blackrock Inc.4,224,7002026-03-31
Dimensional Fund Advisors LP3,086,0602026-03-31
Vanguard Portfolio Management LLC2,756,3362026-03-31
Turtle Creek Asset Management Inc.2,431,1022026-03-31
Vanguard Capital Management LLC1,869,3852026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BHF $53.62 +1.19% 10.79 $3.08B 0.00%
ENVA $226.89 +2.60% 13.88 $5.65B 0.00%
ETOR $31.85 +0.13% 17.94 $2.68B 0.00%
KMPR $28.19 +1.92% 12.95 $1.66B 4.39%
NMIH $44.57 +0.68% 8.67 $3.39B 0.00%

About BFH

BFH stock trades at $106.48 with a market capitalization of $4.30B. The stock is valued at a price-to-earnings (P/E) ratio of 8.44, price-to-book of 1.28, price-to-sales of 0.89. Over the past 52 weeks the stock has ranged between $46.05 and $112.44, and currently trades 5.3% below its 52-week high. It pays a dividend yielding 0.87%.

On profitability, BFH generates a return on equity (ROE) of 17.52%, above the typical market average, return on capital employed of 18.46%, an operating margin of 14.00%, a net profit margin of 11.90%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $356.22 +0.36% V Financial - Credit Services $378.40 +1.54% MA Financial - Credit Services $588.14 +1.21% BAC Banks - Diversified $62.60 +0.98% HSBC Banks - Diversified $104.94 +1.49% MS Financial - Capital Markets $211.88 +0.40% GS Financial - Capital Markets $1004.42 +0.19% RY Banks - Diversified $207.86 +2.15% WFC Banks - Diversified $89.28 +2.57% MUFG Banks - Diversified $23.42 +2.58%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNYSE High ROE StocksAll stock screens
Run Stock Screener Investing Guides