NASDAQ · Banks - Regional

City Holding Company (CHCO) Stock

$142.01 -0.97% NASDAQ: CHCO Financial Services

Valuation

MetricValue
Price$142.01
Market Cap$2.00B
P/E Ratio15.63
P/B Ratio2.48
P/S Ratio5.31
EPS (TTM)$0.00
52-Week High$148.99
52-Week Low$113.21
Dividend Yield2.80%

Financials & Margins

MetricValue
ROE16.41%
ROA1.95%
ROCE13.66%
Gross Margin41.33%
Operating Margin41.58%
Net Margin34.71%
Debt/Equity0.66
Current Ratio0.03

Annual Financials (USD)

Metric20212022202320242025
Revenue$229.0M$256.0M$334.0M$371.0M$392.0M
Operating Profit$111.0M$127.0M$143.0M$145.0M$163.0M
Net Profit$88.0M$102.0M$114.0M$117.0M$130.0M
EPS$5.66$6.80$7.61$7.89$8.94
Op Margin48.6%49.8%42.8%38.9%41.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$6.0B$5.9B$6.2B$6.5B$6.7B
Total Liabilities$5.3B$5.3B$5.5B$5.7B$5.9B
Cash$635.0M$200.0M$156.0M$225.0M$192.0M
Borrowings$312.0M$291.0M$435.0M$476.0M$518.0M

Latest News

CHCO: Raising target price to $148.00 Argus Research · Jul 15, 2026 Are You Looking for a High-Growth Dividend Stock? Zacks · Jul 10, 2026 3 Reasons CHCO is Risky and 1 Stock to Buy Instead StockStory · Jul 10, 2026 2 Surging Stocks to Research Further and 1 We Avoid StockStory · Jun 19, 2026 City Holding (CHCO) Upgraded to Buy: Here's Why Zacks · Jun 17, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$102.0M$116.0M$138.0M$132.0M$131.0M
Investing Cash Flow$-194.0M$-413.0M$12.0M$-255.0M$-273.0M
Financing Cash Flow$214.0M$-83.0M$-293.0M$191.0M$153.0M
Net Cash Flow$106.0M$-435.0M$-44.0M$69.0M$-33.0M
Free Cash Flow$99.0M$114.0M$135.0M$129.0M$128.0M

Valuation & Return Ratios

MetricValue
PEG Ratio1.56
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y11.09%
Return 3Y58.48%
Return 5Y117.94%

Ownership

Insiders Held3.71%
Institutions Held71.96%
Institutions Float Held74.73%
Institutional HolderSharesReport Date
Blackrock Inc.2,028,2562026-03-31
Vanguard Portfolio Management LLC956,1282026-03-31
State Street Corporation695,5522026-03-31
Vanguard Capital Management LLC615,0382026-03-31
Westwood Holdings Group Inc.575,0962026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BHBBar Harbor Bankshares, Inc. $40.46 +2.51% 13.28 $678.36M 3.45%
CBNKCapital Bancorp, Inc. $41.29 +0.24% 11.79 $672.63M 1.38%
CCBCoastal Financial Corporation $45.22 +0.71% -160.68 $691.25M 0.00%
CCBGCapital City Bank Group $50.53 +0.08% 13.79 $864.73M 2.17%
CFFIC&F Financial Corporation $107.33 -0.83% 10.96 $349.00M 1.95%

About City Holding Company

City Holding Company (CHCO) stock trades at $142.01 with a market capitalization of $2.00B. The stock is valued at a price-to-earnings (P/E) ratio of 15.63, price-to-book of 2.48, price-to-sales of 5.31. Over the past 52 weeks the stock has ranged between $113.21 and $148.99, and currently trades 4.7% below its 52-week high. It pays a dividend yielding 2.80%.

On profitability, City Holding Company generates a return on equity (ROE) of 16.41%, above the typical market range of roughly 12-15%, return on capital employed of 13.66%, an operating margin of 41.58%, a net profit margin of 34.71%.

City Holding Company by the numbers, 2016–2025

Between 2016 and 2025 City Holding Company reported revenue of $187.0M rising to $392.0M, a change of +109.6% across 10 years. Compounded, revenue has grown 9.0% a year over five years, 15.3% over three, 5.7% over the last twelve months. Net profit rose to $130.0M.

Operating margin went from 41.4% in 2016 to 41.5% in 2025, essentially unchanged. The most recent net margin is 34.71%. On a trailing twelve-month basis to Jun '26, revenue is $379.0M and net profit $132.0M.

Borrowings rose from $265.0M to $518.0M, cash from operations was $131.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 15.9% over five years, and was 16.1% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

City Holding Company (CHCO) — frequently asked questions

What is City Holding Company (CHCO) stock price today?

City Holding Company (CHCO) is currently trading at $142.01, down 0.97% today.

What is CHCO P/E ratio?

City Holding Company's P/E ratio is 15.63. This is between 15x and 30x, around the typical market average of roughly 18-22x.

What is CHCO return on equity (ROE)?

City Holding Company's return on equity (ROE) is 16.41%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.

What is City Holding Company's market cap?

City Holding Company has a market capitalization of $2.00B.

Does CHCO pay a dividend?

Yes. City Holding Company currently yields 2.80%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does CHCO carry?

City Holding Company has a debt-to-equity ratio of 0.66. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is CHCO's profit margin?

City Holding Company reports a net profit margin of 34.71% — the share of revenue left after every cost, including tax and interest.

What sector is CHCO in?

City Holding Company is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is CHCO listed on?

City Holding Company trades on NASDAQ under the ticker CHCO.

What is CHCO's 52-week range?

Over the last year City Holding Company has traded between $113.21 and $148.99.

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Screens CHCO currently matches

On the figures above, City Holding Company passes the filters for 10 of our ready-made screens, among them Dividend Stocks, High Profit Margin Stocks, Small Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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