NASDAQ · Insurance - Brokers

TWFG, Inc. (TWFG) Stock

$25.52 +0.00% NASDAQ: TWFG Financial Services

Valuation

MetricValue
Price$25.52
Market Cap$331.69M
P/E Ratio40.34
P/B Ratio6.98
P/S Ratio1.12
EPS (TTM)$0.51
52-Week High$31.30
52-Week Low$16.56
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE12.67%
ROA2.45%
ROCE15.94%
Gross Margin10.26%
Operating Margin10.26%
Net Margin3.09%
Debt/Equity0.17
Current Ratio74.67

Annual Financials (USD)

Metric2022202320242025
Revenue$148.0M$167.0M$194.0M$234.0M
Operating Profit$24.0M$25.0M$28.0M$24.0M
Net Profit$0$0$3.0M$8.0M
EPS$0.03$0.31$0.18$0.51
Op Margin16.1%15.2%14.4%10.2%

Balance Sheet (USD)

Metric2022202320242025
Total Assets$114.0M$115.0M$323.0M$371.0M
Total Liabilities$56.0M$84.0M$48.0M$56.0M
Cash$22.0M$39.0M$196.0M$156.0M
Borrowings$13.0M$52.0M$10.0M$11.0M

Latest News

RBC Capital Adjusts Price Target on TWFG to $30 From $27, Maintains Outperform Rating MT Newswires · Jul 13, 2026 UBS Adjusts Price Target on TWFG to $30 From $26, Maintains Buy Rating MT Newswires · Jul 8, 2026 Best Momentum Stocks to Buy for June 18th Zacks · Jun 18, 2026 New Strong Buy Stocks for June 18th Zacks · Jun 18, 2026 UBS Cuts Price Target on TWFG to $26 From $31, Maintains Buy Rating MT Newswires · Jun 9, 2026

Cash Flow (USD)

Metric2022202320242025
Operating Cash Flow$26.0M$30.0M$40.0M$54.0M
Investing Cash Flow$-27.0M$-30.0M$-28.0M$-71.0M
Financing Cash Flow$8.0M$-15.0M$3.0M$-2.0M
Net Cash Flow$-4.0M$6.0M$159.0M$-37.0M
Free Cash Flow$13.0M$15.0M$37.0M$53.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-1.94
EV / EBITDA3.01
FCF Yield14.07%
Quick Ratio2.56
Interest Coverage182.39
Return 1Y-19.51%
Return 3Y—
Return 5Y—

Ownership

Insiders Held14.83%
Institutions Held73.69%
Institutions Float Held86.52%
Institutional HolderSharesReport Date
T. Rowe Price Investment Management, Inc.2,099,2982026-03-31
BAMCO Inc.1,135,0992026-03-31
Capital International Investors1,065,7322026-03-31
Vanguard Capital Management LLC570,5372026-03-31
Giverny Capital Inc.552,1072026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AMBCAmbac Financial Group, Inc. $8.29 -4.16% -1.24 $397.37M 0.00%
BMRCBank of Marin Bancorp $26.81 -1.22% 6.81 $434.05M 3.61%
CCIX $10.88 -0.05% 46.91 $398.89M 0.00%
CWBCCommunity West Bancshares $25.82 -0.96% 14.27 $543.63M 1.81%
FRBAFirst Bank $17.43 -1.51% 10.34 $438.14M 2.02%

About TWFG, Inc.

TWFG, Inc. is led by CEO Richard Finley Bunch, employs 293 people, headquartered in US, publicly traded since 2024.

TWFG, Inc. (TWFG) stock trades at $25.52 with a market capitalization of $331.69M. The stock is valued at a price-to-earnings (P/E) ratio of 40.34, price-to-book of 6.98, price-to-sales of 1.12. Over the past 52 weeks the stock has ranged between $16.56 and $31.30, and currently trades 18.5% below its 52-week high.

On profitability, TWFG, Inc. generates a return on equity (ROE) of 12.67%, above the typical market average, return on capital employed of 15.94%, an operating margin of 10.26%, a net profit margin of 3.09%.

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