NASDAQ · Banks - Regional

Columbia Financial, Inc. (CLBK) Stock

$10.96 +1.01% NASDAQ: CLBK Financial Services

Valuation

MetricValue
Price$10.96
Market Cap$2.45B
P/E Ratio43.51
P/B Ratio2.11
P/S Ratio5.02
EPS (TTM)$0.00
52-Week High$12.00
52-Week Low$6.21
Dividend Yield1.77%

Financials & Margins

MetricValue
ROE4.98%
ROA0.48%
ROCE0.49%
Gross Margin51.43%
Operating Margin13.14%
Net Margin11.53%
Debt/Equity1.06
Current Ratio0.08

Annual Financials (USD)

Metric20212022202320242025
Revenue$309.0M$340.0M$422.0M$453.0M$507.0M
Operating Profit$126.0M$117.0M$46.0M$-16.0M$60.0M
Net Profit$92.0M$86.0M$36.0M$-12.0M$52.0M
EPS$0.40$0.37$0.16$-0.05$0.23
Op Margin40.8%34.4%10.9%-3.5%11.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$9.2B$10.4B$10.6B$10.5B$11.0B
Total Liabilities$8.1B$9.4B$9.6B$9.4B$9.9B
Cash$71.0M$179.0M$423.0M$289.0M$341.0M
Borrowings$377.0M$1.1B$1.5B$1.1B$1.2B

Latest News

3 Growth Stocks with Questionable Fundamentals StockStory · Jul 15, 2026 2 Stocks Under $50 with Exciting Potential and 1 We Ignore StockStory · Jul 10, 2026 Columbia Financial, Inc. Commences Firm Commitment Underwritten Offering GlobeNewswire · Jul 7, 2026 Columbia Financial, Inc. Announces Receipt of Stockholder and Depositor Approvals of Pending Second Step Conversion and Updated Results of Subscription Offering GlobeNewswire · Jul 1, 2026 3 Unpopular Stocks with Open Questions StockStory · Jun 29, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$99.0M$142.0M$41.0M$33.0M$68.0M
Investing Cash Flow$-449.0M$-622.0M$32.0M$32.0M$-464.0M
Financing Cash Flow$477.0M$-163.0M$-238.0M$245.0M$334.0M
Net Cash Flow$-352.0M$108.0M$244.0M$-134.0M$52.0M
Free Cash Flow$93.0M$135.0M$33.0M$26.0M$59.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.05
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y64.44%
Return 3Y29.67%
Return 5Y22.24%

Ownership

Insiders Held74.93%
Institutions Held13.21%
Institutions Float Held52.70%
Institutional HolderSharesReport Date
Blackrock Inc.2,309,7172026-03-31
Dimensional Fund Advisors LP2,040,7942026-03-31
Vanguard Capital Management LLC1,201,2202026-03-31
Vanguard Portfolio Management LLC1,091,6472026-03-31
State Street Corporation918,3252026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CHCOCity Holding Company $145.70 +2.60% 15.63 $2.05B 2.80%
COLBColumbia Banking System, Inc. $31.11 +0.81% 11.50 $9.00B 5.12%
CPFCentral Pacific Financial Corp New $38.06 +0.97% 11.60 $979.82M 3.29%
CVBFCVB Financial Corporation $23.10 +0.76% 14.66 $4.06B 3.59%
FBNCFirst Bancorp $65.48 +1.61% 19.36 $2.71B 1.54%

About Columbia Financial, Inc.

Columbia Financial, Inc. (CLBK) stock trades at $10.96 with a market capitalization of $2.45B. The stock is valued at a price-to-earnings (P/E) ratio of 43.51, price-to-book of 2.11, price-to-sales of 5.02. Over the past 52 weeks the stock has ranged between $6.21 and $12.00, and currently trades 8.7% below its 52-week high. It pays a dividend yielding 1.77%.

On profitability, Columbia Financial, Inc. generates a return on equity (ROE) of 4.98%, return on capital employed of 0.49%, an operating margin of 13.14%, a net profit margin of 11.53%.

Columbia Financial, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Columbia Financial, Inc. reported revenue of $188.0M rising to $507.0M, a change of +169.7% across 10 years. Compounded, revenue has grown 9.2% a year over five years, 14.3% over three, 11.9% over the last twelve months. Net profit rose to $52.0M.

Operating margin went from 26.5% in 2016 to 11.9% in 2025, a fall of 14.7 percentage points. The most recent net margin is 11.53%. On a trailing twelve-month basis to Jun '26, revenue is $504.0M and net profit $58.0M.

Borrowings rose from $682.0M to $1.2B, cash from operations was $68.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 4.7% over five years, and was 4.5% in the most recent year.

The share price itself has compounded at 3.7% a year over five years, 2.9% over three, 46.0% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Columbia Financial, Inc. (CLBK) — frequently asked questions

What is Columbia Financial, Inc. (CLBK) stock price today?

Columbia Financial, Inc. (CLBK) is currently trading at $10.96, up 1.01% today.

What is CLBK P/E ratio?

Columbia Financial, Inc.'s P/E ratio is 43.51. This is above the typical market average of roughly 18-22x. A high P/E often reflects higher expected earnings growth, a temporary dip in earnings, or both.

What is CLBK return on equity (ROE)?

Columbia Financial, Inc.'s return on equity (ROE) is 4.98%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is Columbia Financial, Inc.'s market cap?

Columbia Financial, Inc. has a market capitalization of $2.45B.

Does CLBK pay a dividend?

Yes. Columbia Financial, Inc. currently yields 1.77%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does CLBK carry?

Columbia Financial, Inc. has a debt-to-equity ratio of 1.06. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is CLBK's profit margin?

Columbia Financial, Inc. reports a net profit margin of 11.53% — the share of revenue left after every cost, including tax and interest.

What sector is CLBK in?

Columbia Financial, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is CLBK listed on?

Columbia Financial, Inc. trades on NASDAQ under the ticker CLBK.

What is CLBK's 52-week range?

Over the last year Columbia Financial, Inc. has traded between $6.21 and $12.00.

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Screens CLBK currently matches

On the figures above, Columbia Financial, Inc. passes the filters for 7 of our ready-made screens, among them Dividend Stocks, Bank Stocks, Stocks Under $100. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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