NYSE · Insurance - Specialty

ESNT (ESNT) Stock

$68.09 +0.78% NYSE: ESNT Financial Services

Valuation

MetricValue
Price$68.09
Market Cap$6.27B
P/E Ratio8.82
P/B Ratio0.97
P/S Ratio4.36
EPS (TTM)$6.90
52-Week High$69.97
52-Week Low$55.22
Dividend Yield2.10%

Financials & Margins

MetricValue
ROE11.99%
ROA9.27%
ROCE14.28%
Gross Margin65.19%
Operating Margin65.19%
Net Margin53.34%
Debt/Equity0.09
Current Ratio5.75

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.0B$1.0B$1.1B$1.3B$1.3B
Operating Profit$822.0M$988.0M$823.0M$855.0M$822.0M
Net Profit$682.0M$831.0M$696.0M$729.0M$690.0M
EPS$6.11$7.72$6.50$6.85$6.90
Op Margin80.0%97.0%72.8%67.5%65.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$5.7B$5.7B$6.4B$7.1B$7.4B
Total Liabilities$1.5B$1.3B$1.3B$1.5B$1.7B
Cash$81.0M$81.0M$142.0M$131.0M$123.0M
Borrowings$420.0M$421.0M$422.0M$494.0M$495.0M

Latest News

Is Essent Group (ESNT) Fairly Valued Following Its Push Beyond Mortgage Insurance? Simply Wall St. · Jul 10, 2026 ESNT Stock Tracks Key Housing and Reinsurance Trends in 2026 Zacks · Jul 8, 2026 Is ESNT Stock a Buy at 1.04 Times Book With Mixed Near-Term Risks? Zacks · Jul 7, 2026 Essent Group Stock Outlook Hinges on Capital, Credit and Rates Zacks · Jul 7, 2026 Essent vs. Progressive: Which Insurance Stock Is a Better Buy in 2026? Motley Fool · Jul 3, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$709.0M$589.0M$763.0M$862.0M$856.0M
Investing Cash Flow$-586.0M$-403.0M$-530.0M$-714.0M$-162.0M
Financing Cash Flow$-170.0M$-98.0M$-71.0M$-120.0M$-588.0M
Net Cash Flow$-21.0M$0$61.0M$-10.0M$-8.0M
Free Cash Flow$707.0M$585.0M$759.0M$855.0M$849.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA7.23
FCF Yield14.60%
Quick Ratio0.53
Interest Coverage24.91
Return 1Y10.86%
Return 3Y43.31%
Return 5Y58.70%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ACGL $98.61 +0.55% 7.79 $34.45B 0.00%
ACT $48.43 +0.48% 10.32 $6.76B 1.95%
EQH $49.36 -1.54% -16.23 $13.47B 2.43%
FAF $73.59 -0.45% 11.24 $7.51B 3.25%
MTG $30.69 +0.13% 8.30 $6.30B 2.30%

About ESNT

ESNT is led by CEO Mark A. Casale, employs 520 people, headquartered in Hamilton, BM, publicly traded since 2013.

ESNT stock trades at $68.09 with a market capitalization of $6.27B. The stock is valued at a price-to-earnings (P/E) ratio of 8.82, price-to-book of 0.97, price-to-sales of 4.36. Over the past 52 weeks the stock has ranged between $55.22 and $69.97, and currently trades 2.7% below its 52-week high. It pays a dividend yielding 2.10%.

On profitability, ESNT generates a return on equity (ROE) of 11.99%, return on capital employed of 14.28%, an operating margin of 65.19%, a net profit margin of 53.34%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $354.95 -0.30% V Financial - Credit Services $372.67 -1.77% MA Financial - Credit Services $581.10 -1.39% BAC Banks - Diversified $61.99 +0.08% HSBC Banks - Diversified $103.40 +0.25% MS Financial - Capital Markets $211.16 -1.01% GS Financial - Capital Markets $1002.56 -2.28% RY Banks - Diversified $203.48 -0.33% WFC Banks - Diversified $87.05 +0.76% MUFG Banks - Diversified $22.83 +0.35%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNYSE High ROE StocksAll stock screens
Run Stock Screener Investing Guides