Horace Mann Educators Corporation (HMN) Stock

About Horace Mann Educators Corporation

Horace Mann Educators Corporation (HMN) stock trades at $46.30 with a market capitalization of $1.88B. The stock is valued at a price-to-earnings (P/E) ratio of 10.62, price-to-book of 1.25, price-to-sales of 1.08. Over the past 52 weeks the stock has ranged between $41.29 and $55.56, and currently trades 16.7% below its 52-week high. It pays a dividend yielding 3.15%.

On profitability, Horace Mann Educators Corporation generates a return on equity (ROE) of 12.03%, return on capital employed of 1.39%, an operating margin of 12.30%, a net profit margin of 10.37%.

Horace Mann Educators Corporation by the numbers, 2016–2025

Between 2016 and 2025 Horace Mann Educators Corporation reported revenue of $1.1B rising to $1.6B, a change of +43.9% across 10 years. Compounded, revenue has grown 4.7% a year over five years, 6.6% over three, 4.8% over the last twelve months. Net profit rose to $162.0M.

Operating margin went from 10.1% in 2016 to 12.4% in 2025, a gain of 2.3 percentage points. The most recent net margin is 10.37%. On a trailing twelve-month basis to Jun '26, revenue is $1.7B and net profit $177.0M.

Borrowings rose from $247.0M to $593.0M, cash from operations was $553.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 6.8% over five years, and was 10.9% in the most recent year.

The share price itself has compounded at 8.0% a year over five years, 20.7% over three, 17.0% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Horace Mann Educators Corporation (HMN) — frequently asked questions