NYSE · Banks - Regional

OFG Bancorp (OFG) Stock

$51.27 -0.18% NYSE: OFG Financial Services

Valuation

MetricValue
Price$51.27
Market Cap$2.17B
P/E Ratio10.22
P/B Ratio1.54
P/S Ratio2.40
EPS (TTM)$4.49
52-Week High$54.47
52-Week Low$35.71
Dividend Yield2.73%

Financials & Margins

MetricValue
ROE15.92%
ROA1.81%
ROCE17.58%
Gross Margin30.82%
Operating Margin30.82%
Net Margin24.43%
Debt/Equity0.42
Current Ratio0.12

Annual Financials (USD)

Metric20212022202320242025
Revenue$539.0M$599.0M$728.0M$823.0M$863.0M
Operating Profit$215.0M$244.0M$265.0M$254.0M$266.0M
Net Profit$146.0M$166.0M$182.0M$198.0M$205.0M
EPS$2.81$3.44$3.82$4.23$4.49
Op Margin39.8%40.8%36.4%30.8%30.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$9.9B$9.8B$11.3B$11.5B$12.5B
Total Liabilities$8.8B$8.8B$10.2B$10.2B$11.1B
Cash$2.0B$550.0M$748.0M$591.0M$1.0B
Borrowings$95.0M$54.0M$225.0M$423.0M$580.0M

Latest News

Hunting for Dividends? Don’t Overlook These Small-Caps. Barrons.com · Jul 12, 2026 OFG Bancorp (OFG): Buy, Sell, or Hold Post Q1 Earnings? StockStory · Jul 8, 2026 Total Voting Rights and Capital GlobeNewswire · Jul 1, 2026 Why OFG Bancorp (OFG) is a Top Dividend Stock for Your Portfolio Zacks · Jun 29, 2026 OFG Bancorp to Report 2Q26 Results and Hold Call Tuesday, July 21, 2026 Business Wire · Jun 22, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$100.0M$164.0M$296.0M$253.0M$218.0M
Investing Cash Flow$-206.0M$-1.5B$-1.4B$-378.0M$-457.0M
Financing Cash Flow$11.0M$-58.0M$1.2B$-228.0M$570.0M
Net Cash Flow$-132.0M$-1.5B$198.0M$-157.0M$449.0M
Free Cash Flow$77.0M$133.0M$278.0M$211.0M$199.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.58
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y19.83%
Return 3Y67.11%
Return 5Y170.58%

Ownership

Insiders Held1.12%
Institutions Held97.83%
Institutions Float Held98.94%
Institutional HolderSharesReport Date
Blackrock Inc.6,212,5572026-03-31
Vanguard Portfolio Management LLC3,109,0642026-03-31
Dimensional Fund Advisors LP2,565,7842026-03-31
State Street Corporation2,407,3802026-03-31
First Trust Advisors LP2,321,9242026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BLXBladex, Inc. $53.91 -2.65% 9.08 $1.55B 5.00%
CHCOCity Holding Company $142.01 -0.97% 15.63 $2.00B 2.80%
EFSCEnterprise Financial Services Corporation $61.35 +0.56% 11.70 $2.22B 2.36%
FCFFirst Commonwealth Financial Corporation $21.10 +0.19% 12.54 $2.13B 2.72%
FRMEFirst Merchants Corporation $40.68 -0.37% 12.83 $2.55B 11.08%

About OFG Bancorp

OFG Bancorp (OFG) stock trades at $51.27 with a market capitalization of $2.17B. The stock is valued at a price-to-earnings (P/E) ratio of 10.22, price-to-book of 1.54, price-to-sales of 2.40. Over the past 52 weeks the stock has ranged between $35.71 and $54.47, and currently trades 5.9% below its 52-week high. It pays a dividend yielding 2.73%.

On profitability, OFG Bancorp generates a return on equity (ROE) of 15.92%, above the typical market range of roughly 12-15%, return on capital employed of 17.58%, an operating margin of 30.82%, a net profit margin of 24.43%.

OFG Bancorp by the numbers, 2016–2025

Between 2016 and 2025 OFG Bancorp reported revenue of $386.0M rising to $863.0M, a change of +123.6% across 10 years. Compounded, revenue has grown 9.8% a year over five years, 12.9% over three, 4.9% over the last twelve months. Net profit rose to $205.0M.

Operating margin went from 22.1% in 2016 to 30.8% in 2025, a gain of 8.8 percentage points. The most recent net margin is 24.43%. On a trailing twelve-month basis to Jun '26, revenue is $903.0M and net profit $221.0M.

Borrowings fell from $795.0M to $580.0M, cash from operations was $218.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 15.1% over five years, and was 14.8% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

OFG Bancorp (OFG) — frequently asked questions

What is OFG Bancorp (OFG) stock price today?

OFG Bancorp (OFG) is currently trading at $51.27, down 0.18% today.

What is OFG P/E ratio?

OFG Bancorp's P/E ratio is 10.22. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is OFG return on equity (ROE)?

OFG Bancorp's return on equity (ROE) is 15.92%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.

What is OFG Bancorp's market cap?

OFG Bancorp has a market capitalization of $2.17B.

Does OFG pay a dividend?

Yes. OFG Bancorp currently yields 2.73%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does OFG carry?

OFG Bancorp has a debt-to-equity ratio of 0.42. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is OFG's profit margin?

OFG Bancorp reports a net profit margin of 24.43% — the share of revenue left after every cost, including tax and interest.

What sector is OFG in?

OFG Bancorp is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is OFG listed on?

OFG Bancorp trades on NYSE under the ticker OFG.

What is OFG's 52-week range?

Over the last year OFG Bancorp has traded between $35.71 and $54.47.

Related Financial Services Stocks

BRK.A Berkshire Hathaway Inc. $733370.00 +0.00% BRK.B Berkshire Hathaway Inc. New $482.70 +0.00% JPM JP Morgan Chase & Co. $331.58 -1.47% V Visa Inc. $407.92 -1.55% MA Mastercard Incorporated $623.60 -1.52% BAC Bank of America Corporation $50.56 -1.02% HSBC HSBC Holdings, plc $90.68 -1.32% MS Morgan Stanley $179.49 -2.44% RY Royal Bank Of Canada $201.17 -0.44% GS Goldman Sachs Group, Inc. (The) $875.68 -1.75% WFC Wells Fargo & Company $82.39 -0.75% MUFG Mitsubishi UFJ Financial Group, Inc. $21.07 -1.59%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens OFG currently matches

On the figures above, OFG Bancorp passes the filters for 19 of our ready-made screens, among them Undervalued Stocks, Low PE Stocks, Cheap Stocks To Buy Now. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

Undervalued StocksLow PE StocksCheap Stocks To Buy NowUndervalued Dividend StocksDividend StocksLow Debt Dividend StocksQuality StocksHigh Profit Margin StocksStocks With Insider BuyingBank StocksFree Stock Screener PicksStocks With PE Under 20Stocks Under $100Mid Cap StocksNYSE Listed StocksStocks With PE Under 25Stocks With PE Under 30Debt to Equity Below 1 StocksNegative Working Capital Stocks

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNYSE High ROE StocksAll stock screens
Run Stock Screener Investing Guides

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.