NASDAQ · Financial - Credit Services

Navient Corporation (NAVI) Stock

$9.15 -1.35% NASDAQ: NAVI Financial Services

Valuation

MetricValue
Price$9.15
Market Cap$859.53M
P/E Ratio-18.76
P/B Ratio0.36
P/S Ratio0.29
EPS (TTM)$-0.81
52-Week High$13.48
52-Week Low$7.33
Dividend Yield6.96%

Financials & Margins

MetricValue
ROE-2.04%
ROA-0.10%
ROCE2.54%
Gross Margin77.14%
Operating Margin77.14%
Net Margin-1.67%
Debt/Equity18.49
Current Ratio0.41

Annual Financials (USD)

Metric20212022202320242025
Revenue$3.5B$3.8B$4.8B$4.2B$3.2B
Operating Profit$936.0M$827.0M$313.0M$174.0M$2.5B
Net Profit$717.0M$645.0M$228.0M$131.0M$-80.0M
EPS$4.17$4.48$1.85$1.18$-0.81
Op Margin26.5%21.5%6.5%4.1%77.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$80.6B$70.8B$61.4B$51.8B$48.7B
Total Liabilities$78.0B$67.8B$58.6B$49.1B$46.3B
Cash$905.0M$1.5B$839.0M$722.0M$2.1B
Borrowings$76.7B$67.4B$57.9B$48.7B$45.7B

Latest News

NAVI: What does Argus have to say about NAVI? Argus Research · Jul 22, 2026 CFOs On the Move: Week ending July 17 CFO.com · Jul 17, 2026 1 Russell 2000 Stock for Long-Term Investors and 2 We Find Risky StockStory · Jul 15, 2026 Consumer Finance Stocks Q1 Recap: Benchmarking Navient (NASDAQ:NAVI) StockStory · Jul 6, 2026 Navient Reports Cybersecurity Incident at Service Provider MT Newswires · Jul 2, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$702.0M$305.0M$676.0M$459.0M$441.0M
Investing Cash Flow$6.7B$10.6B$7.4B$8.5B$2.7B
Financing Cash Flow$-2.6B$783.0M$-411.0M$-258.0M$153.0M
Net Cash Flow$41.0M$1.2B$-2.0B$-690.0M$1.0M
Free Cash Flow$702.0M$305.0M$676.0M$459.0M$441.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.09
EV / EBITDA39.76
FCF Yield39.36%
Quick Ratio0.51
Interest Coverage0.46
Return 1Y-37.41%
Return 3Y-49.60%
Return 5Y-47.47%

Ownership

Insiders Held2.29%
Institutions Held103.14%
Institutions Float Held105.56%
Institutional HolderSharesReport Date
Sherborne Investors Management, LP29,449,9972026-03-31
Blackrock Inc.12,715,8812026-03-31
Dimensional Fund Advisors LP6,383,5332026-03-31
Vanguard Portfolio Management LLC3,677,5252026-03-31
Vanguard Capital Management LLC2,890,7712026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ALLYAlly Financial Inc. $37.64 -0.52% 8.84 $11.45B 3.17%
JCAPJefferson Capital, Inc. $20.04 +0.45% 7.24 $1.23B 4.99%
NNINelnet, Inc. $125.72 -0.19% 14.87 $4.52B 1.07%
SLMSLM Corporation $22.56 -0.50% 6.28 $4.24B 2.29%

About Navient Corporation

Navient Corporation is led by CEO David L. Yowan, employs 2,100 people, headquartered in US, publicly traded since 2014.

Navient Corporation (NAVI) stock trades at $9.15 with a market capitalization of $859.53M. The stock is valued at a price-to-earnings (P/E) ratio of -18.76, price-to-book of 0.36, price-to-sales of 0.29. Over the past 52 weeks the stock has ranged between $7.33 and $13.48, and currently trades 32.1% below its 52-week high. It pays a dividend yielding 6.96%.

On profitability, Navient Corporation generates a return on equity (ROE) of -2.04%, return on capital employed of 2.54%, an operating margin of 77.14%, a net profit margin of -1.67%.

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