NASDAQ · Insurance - Property & Casualty

Safety Insurance Group, Inc. (SAFT) Stock

$103.82 -0.12% NASDAQ: SAFT Financial Services

Valuation

MetricValue
Price$103.82
Market Cap$1.52B
P/E Ratio22.13
P/B Ratio1.72
P/S Ratio1.03
EPS (TTM)$6.70
52-Week High$103.99
52-Week Low$67.04
Dividend Yield3.55%

Financials & Margins

MetricValue
ROE7.79%
ROA2.74%
ROCE9.35%
Gross Margin32.70%
Operating Margin6.35%
Net Margin4.65%
Debt/Equity0.07
Current Ratio0.84

Annual Financials (USD)

Metric20212022202320242025
Revenue$865.0M$785.0M$926.0M$1.1B$1.3B
Operating Profit$164.0M$60.0M$24.0M$90.0M$127.0M
Net Profit$131.0M$47.0M$19.0M$71.0M$99.0M
EPS$8.80$3.15$1.28$4.78$6.70
Op Margin19.0%7.6%2.6%8.1%10.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.1B$2.0B$2.1B$2.3B$2.5B
Total Liabilities$1.2B$1.2B$1.3B$1.4B$1.6B
Cash$64.0M$25.0M$38.0M$59.0M$74.0M
Borrowings$57.0M$58.0M$50.0M$46.0M$62.0M

Latest News

AM Best Revises Outlooks to Negative for Safety Insurance Group, Inc. and Its Key Subsidiaries Business Wire · Jul 15, 2026 Why It Might Not Make Sense To Buy Safety Insurance Group, Inc. (NASDAQ:SAFT) For Its Upcoming Dividend Simply Wall St. · May 28, 2026 Safety Insurance: Q1 Earnings Snapshot Associated Press · May 6, 2026 US Market's Undiscovered Gems 3 Promising Small Caps Simply Wall St. · Apr 20, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$141.0M$44.0M$52.0M$129.0M$194.0M
Investing Cash Flow$-74.0M$-22.0M$22.0M$-59.0M$-128.0M
Financing Cash Flow$-12.0M$-15.0M$-5.0M$0$-20.0M
Net Cash Flow$10.0M$-38.0M$13.0M$21.0M$15.0M
Free Cash Flow$133.0M$42.0M$50.0M$124.0M$192.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-1.22
EV / EBITDA15.32
FCF Yield11.55%
Quick Ratio1.42
Interest Coverage36.23
Return 1Y6.78%
Return 3Y19.34%
Return 5Y21.32%

Ownership

Insiders Held2.12%
Institutions Held87.95%
Institutions Float Held89.86%
Institutional HolderSharesReport Date
Blackrock Inc.2,235,8842026-03-31
Srb Corp1,794,6552026-03-31
Vanguard Portfolio Management LLC845,7602026-03-31
State Street Corporation757,9772026-03-31
Dimensional Fund Advisors LP711,8062026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ALLAllstate Corporation (The) $229.43 -0.52% 4.49 $59.06B 1.90%
CINFCincinnati Financial Corporation $163.39 -1.13% 7.57 $25.08B 2.33%
DGICADonegal Group, Inc. $18.23 -1.67% 9.27 $671.69M 4.21%
KMPRKemper Corporation $26.95 -1.89% -3.05 $1.59B 4.99%
MCYMercury General Corporation $102.75 +0.45% 6.04 $5.69B 1.24%

About Safety Insurance Group, Inc.

Safety Insurance Group, Inc. is led by CEO George Michael Murphy, employs 551 people, headquartered in US, publicly traded since 2002.

Safety Insurance Group, Inc. (SAFT) stock trades at $103.82 with a market capitalization of $1.52B. The stock is valued at a price-to-earnings (P/E) ratio of 22.13, price-to-book of 1.72, price-to-sales of 1.03. Over the past 52 weeks the stock has ranged between $67.04 and $103.99, and currently trades at its 52-week high. It pays a dividend yielding 3.55%.

On profitability, Safety Insurance Group, Inc. generates a return on equity (ROE) of 7.79%, return on capital employed of 9.35%, an operating margin of 6.35%, a net profit margin of 4.65%.

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