NYSE · Financial - Mortgages

UWM Holdings Corporation (UWMC) Stock

$1.45 +26.09% NYSE: UWMC Financial Services

Valuation

MetricValue
Price$1.45
Market Cap$2.20B
P/E Ratio-16.10
P/B Ratio2.04
P/S Ratio0.61
EPS (TTM)$0.12
52-Week High$6.15
52-Week Low$0.93
Dividend Yield16.77%

Financials & Margins

MetricValue
ROE-20.07%
ROA-0.21%
ROCE15.01%
Gross Margin82.52%
Operating Margin39.73%
Net Margin-1.16%
Debt/Equity109.53
Current Ratio0.67

Annual Financials (USD)

Metric20212022202320242025
Revenue$2.8B$2.1B$1.1B$1.9B$3.2B
Operating Profit$1.6B$935.0M$-76.0M$336.0M$1.8B
Net Profit$98.0M$42.0M$-13.0M$14.0M$27.0M
EPS$0.66$0.45$-0.14$0.13$0.12
Op Margin55.7%43.5%-6.8%17.6%58.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$22.5B$13.6B$11.9B$15.7B$16.9B
Total Liabilities$19.4B$10.4B$9.4B$13.6B$15.3B
Cash$731.0M$705.0M$497.0M$507.0M$503.0M
Borrowings$18.8B$9.8B$8.7B$12.8B$14.4B

Latest News

UWM Holdings (UWMC) Stock May Be Below Fair Value Following Bid Setback Simply Wall St. · Jul 16, 2026 Can UWM Holdings (UWMC) Still Look Like A Bargain As Its Two Harbors Bid Fails? Simply Wall St. · Jul 15, 2026 UWM Holdings (UWMC) Stock Has Room To Run Due To Cheap Valuation Insider Monkey · Jul 15, 2026 UWM Holdings Yields Tops 19%. Here's Why That Huge Payout Is a Warning, Not a Gift. Motley Fool · Jul 14, 2026 UWM Walked Away From the Two Harbors Bidding War. That Might Be the Best News for Shareholders. Motley Fool · Jul 10, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-10.0B$8.3B$165.0M$-6.2B$-2.6B
Investing Cash Flow$134.0M$1.3B$1.8B$2.6B$2.2B
Financing Cash Flow$790.0M$0$-602.0M$-722.0M$0
Net Cash Flow$-493.0M$-26.0M$-207.0M$10.0M$-4.0M
Free Cash Flow$-10.0B$8.2B$139.0M$-6.3B$-2.7B

Valuation & Return Ratios

MetricValue
PEG Ratio0.03
EV / EBITDA21.86
FCF Yield-251.71%
Quick Ratio1.00
Interest Coverage1.65
Return 1Y-55.91%
Return 3Y-62.42%
Return 5Y-63.76%

Ownership

Insiders Held13.42%
Institutions Held68.55%
Institutions Float Held79.17%
Institutional HolderSharesReport Date
FMR, LLC26,508,2622026-03-31
Blackrock Inc.12,600,7532026-03-31
Vanguard Capital Management LLC11,135,2662026-03-31
Freestone Grove Partners LP 9,759,1262026-03-31
Vanguard Portfolio Management LLC9,596,8192026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CFGCitizens Financial Group, Inc. $65.14 -0.15% 13.74 $27.44B 2.89%
CIFRCipher Digital Inc. $7.94 -4.57% -5.52 $3.30B 0.00%
FRHCFreedom Holding Corp. $171.22 +2.23% 66.14 $10.92B 0.00%
KNSLKinsale Capital Group, Inc. $364.49 -6.69% 13.32 $8.30B 0.30%
MORNMorningstar, Inc. $224.89 +0.70% 17.91 $8.44B 1.05%

About UWM Holdings Corporation

UWM Holdings Corporation (UWMC) stock trades at $1.45 with a market capitalization of $2.20B. The stock is valued at a negative price-to-earnings (P/E) ratio of -16.10, reflecting a net loss over the last twelve months, price-to-book of 2.04, price-to-sales of 0.61. Over the past 52 weeks the stock has ranged between $0.93 and $6.15, and currently trades 76.4% below its 52-week high. It pays a dividend yielding 16.77%.

On profitability, UWM Holdings Corporation generates a return on equity (ROE) of -20.07% (negative, reflecting a net loss), return on capital employed of 15.01%, an operating margin of 39.73%, a net profit margin of -1.16%.

UWM Holdings Corporation by the numbers, 2017–2025

Between 2017 and 2025 UWM Holdings Corporation reported revenue of $456.0M rising to $3.2B, a change of +593.2% across 9 years. Compounded, revenue has grown -8.2% a year over five years, 13.8% over three, 65.8% over the last twelve months. Net profit fell to $27.0M.

Operating margin went from 28.2% in 2017 to 58.0% in 2025, a gain of 29.8 percentage points. The most recent net margin is -1.16%. On a trailing twelve-month basis to Jun '26, revenue is $3.2B and net profit $-38.0M.

Borrowings rose from $1.8B to $14.4B, cash from operations was $-2.6B in the latest year, positive in 3 of the last 9.

Return on equity has averaged 21.8% over five years, and was 13.5% in the most recent year.

The share price itself has compounded at -18.9% a year over five years, -19.8% over three, -37.6% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

UWM Holdings Corporation (UWMC) — frequently asked questions

What is UWM Holdings Corporation (UWMC) stock price today?

UWM Holdings Corporation (UWMC) is currently trading at $1.45, up 26.09% today.

What is UWMC P/E ratio?

UWM Holdings Corporation's P/E ratio is -16.10. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is UWMC return on equity (ROE)?

UWM Holdings Corporation's return on equity (ROE) is -20.07%. ROE measures net income relative to shareholders' equity. A negative ROE means the company reported a net loss over the period.

What is UWM Holdings Corporation's market cap?

UWM Holdings Corporation has a market capitalization of $2.20B.

Does UWMC pay a dividend?

Yes. UWM Holdings Corporation currently yields 16.77%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does UWMC carry?

UWM Holdings Corporation has a debt-to-equity ratio of 109.53. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is UWMC's profit margin?

UWM Holdings Corporation reports a net profit margin of -1.16% — the share of revenue left after every cost, including tax and interest.

What sector is UWMC in?

UWM Holdings Corporation is classified under Financial Services, in the Financial - Mortgages industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is UWMC listed on?

UWM Holdings Corporation trades on NYSE under the ticker UWMC.

What is UWMC's 52-week range?

Over the last year UWM Holdings Corporation has traded between $0.93 and $6.15.

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Screens UWMC currently matches

On the figures above, UWM Holdings Corporation passes the filters for 22 of our ready-made screens, among them High Dividend Stocks, Dividend Stocks, High Yield Dividend Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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