NYSE · Banks - Diversified

U.S. Bancorp (USB) Stock

$57.03 +1.53% NYSE: USB Financial Services

Valuation

MetricValue
Price$57.03
Market Cap$88.84B
P/E Ratio11.84
P/B Ratio1.37
P/S Ratio2.11
EPS (TTM)$4.61
52-Week High$66.08
52-Week Low$45.02
Dividend Yield3.64%

Financials & Margins

MetricValue
ROE12.49%
ROA1.13%
ROCE1.52%
Gross Margin62.81%
Operating Margin23.18%
Net Margin18.69%
Debt/Equity1.20
Current Ratio0.40

Annual Financials (USD)

Metric20212022202320242025
Revenue$23.7B$27.4B$40.6B$42.7B$42.9B
Operating Profit$10.2B$7.3B$6.9B$7.9B$9.5B
Net Profit$8.0B$5.8B$5.4B$6.3B$7.6B
EPS$5.10$3.69$3.27$3.79$4.61
Op Margin42.9%26.6%16.9%18.5%22.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$573.3B$674.8B$663.5B$678.3B$692.3B
Total Liabilities$517.9B$623.6B$607.7B$619.3B$626.7B
Cash$28.9B$53.5B$61.2B$56.5B$46.9B
Borrowings$43.9B$71.0B$66.8B$73.5B$77.9B

Latest News

U.S. Bancorp (USB) Launches Enhanced Payments, Is The Stock Fully Valued? Simply Wall St. · Jul 11, 2026 TSMC, ASML Kick Off Semiconductor Earnings; Goldman Sachs, JPMorgan In Financial Parade Investor's Business Daily · Jul 10, 2026 Here's Why U.S. Bancorp (USB) is a Great Momentum Stock to Buy Zacks · Jul 10, 2026 Stock Market Leadership Comes Into Focus With IBD Breakout Stocks Index Investor's Business Daily · Jul 10, 2026 Fifth Third Bancorp (FITB) Reports Next Week: Wall Street Expects Earnings Growth Zacks · Jul 10, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$9.9B$21.1B$8.4B$11.3B$8.0B
Investing Cash Flow$-57.5B$7.5B$18.9B$-24.5B$-20.5B
Financing Cash Flow$23.3B$-18.4B$-12.4B$5.8B$2.8B
Net Cash Flow$-33.7B$24.6B$7.7B$-4.7B$-9.6B
Free Cash Flow$9.9B$21.1B$8.4B$11.3B$8.0B

Valuation & Return Ratios

MetricValue
PEG Ratio0.60
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y24.67%
Return 3Y104.32%
Return 5Y15.35%

Ownership

Insiders Held0.13%
Institutions Held85.61%
Institutions Float Held85.72%
Institutional HolderSharesReport Date
Blackrock Inc.128,368,7592026-03-31
Vanguard Capital Management LLC100,884,4052026-03-31
State Street Corporation69,408,5392026-03-31
JPMORGAN CHASE & CO61,683,3672026-03-31
FMR, LLC57,171,8302026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CFGCitizens Financial Group, Inc. $64.09 +1.62% 13.74 $27.10B 2.89%
FITBFifth Third Bancorp $50.70 +1.16% 17.19 $45.95B 3.30%
HBANHuntington Bancshares Incorporated $15.37 +1.32% 11.22 $31.05B 4.06%
KEYKeyCorp $20.10 +1.36% 11.63 $21.70B 4.08%
MTBM&T Bank Corporation $217.56 +0.43% 11.47 $31.53B 2.76%

About U.S. Bancorp

U.S. Bancorp is led by CEO Gunjan Kedia, employs 70,000 people, headquartered in Minneapolis, US, publicly traded since 1973.

U.S. Bancorp (USB) stock trades at $57.03 with a market capitalization of $88.84B. The stock is valued at a price-to-earnings (P/E) ratio of 11.84, price-to-book of 1.37, price-to-sales of 2.11. Over the past 52 weeks the stock has ranged between $45.02 and $66.08, and currently trades 13.7% below its 52-week high. It pays a dividend yielding 3.64%.

On profitability, U.S. Bancorp generates a return on equity (ROE) of 12.49%, above the typical market average, return on capital employed of 1.52%, an operating margin of 23.18%, a net profit margin of 18.69%.

In its most recent fiscal year, U.S. Bancorp reported annual revenue of $42.9B, net profit of $7.6B, revenue has compounded at 11.2% a year over the last five years, profit at 8.8% a year.

The balance sheet shows a debt-to-equity ratio of 1.20, a current ratio of 0.40, total assets of $692.3B, $46.9B in cash and equivalents.

USB has a beta of 0.97.

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