Community Financial System, Inc. (CBU) Stock

About Community Financial System, Inc.

Community Financial System, Inc. (CBU) stock trades at $62.42 with a market capitalization of $3.28B. The stock is valued at a price-to-earnings (P/E) ratio of 14.08, price-to-book of 1.55, price-to-sales of 3.05. Over the past 52 weeks the stock has ranged between $53.46 and $71.11, and currently trades 12.2% below its 52-week high. It pays a dividend yielding 3.23%.

On profitability, Community Financial System, Inc. generates a return on equity (ROE) of 11.34%, return on capital employed of 1.72%, an operating margin of 27.20%, a net profit margin of 21.79%.

Community Financial System, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Community Financial System, Inc. reported revenue of $441.0M rising to $1.0B, a change of +129.3% across 10 years. Compounded, revenue has grown 10.4% a year over five years, 12.9% over three, 7.4% over the last twelve months. Net profit rose to $210.0M.

Operating margin went from 35.1% in 2016 to 27.2% in 2025, a fall of 7.8 percentage points. The most recent net margin is 21.79%. On a trailing twelve-month basis to Jun '26, revenue is $1.0B and net profit $227.0M.

Borrowings rose from $248.0M to $747.0M, cash from operations was $302.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 9.9% over five years, and was 10.5% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Community Financial System, Inc. (CBU) — frequently asked questions