NYSE · Banks - Regional

CBU (CBU) Stock

$61.94 -1.29% NYSE: CBU Financial Services

Valuation

MetricValue
Price$61.94
Market Cap$3.26B
P/E Ratio15.72
P/B Ratio1.64
P/S Ratio3.20
EPS (TTM)$3.97
52-Week High$70.74
52-Week Low$51.12
Dividend Yield3.00%

Financials & Margins

MetricValue
ROE10.47%
ROA1.21%
ROCE13.71%
Gross Margin27.20%
Operating Margin27.20%
Net Margin21.26%
Debt/Equity0.32
Current Ratio1.48

Annual Financials (USD)

Metric20212022202320242025
Revenue$634.0M$702.0M$756.0M$941.0M$1.0B
Operating Profit$241.0M$240.0M$168.0M$237.0M$275.0M
Net Profit$190.0M$188.0M$132.0M$182.0M$210.0M
EPS$3.48$3.46$2.45$3.44$3.97
Op Margin38.1%34.2%22.3%25.2%27.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$15.6B$15.8B$15.6B$16.4B$17.4B
Total Liabilities$13.5B$14.3B$13.9B$14.6B$15.4B
Cash$1.9B$210.0M$191.0M$192.0M$302.0M
Borrowings$330.0M$1.1B$765.0M$999.0M$747.0M

Latest News

CBU: Raising target price to $75.00 Argus Research · Jul 15, 2026 Community Financial System Director Sells 12,190 Shares. What Does This Mean for Investors? Motley Fool · Jul 3, 2026 Community Financial System Insider Sold Shares Worth $816,786, According to a Recent SEC Filing MT Newswires · Jun 29, 2026 3 Reasons to Avoid CBU and 1 Stock to Buy Instead StockStory · Jun 19, 2026 Community Financial System Announces Second Quarter 2026 Earnings Conference Call Business Wire · Jun 17, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$203.0M$215.0M$228.0M$242.0M$302.0M
Investing Cash Flow$-1.5B$-2.2B$317.0M$-856.0M$-251.0M
Financing Cash Flow$1.7B$-417.0M$-159.0M$420.0M$386.0M
Net Cash Flow$229.0M$-1.7B$-19.0M$6.0M$105.0M
Free Cash Flow$189.0M$202.0M$210.0M$222.0M$233.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y24.10%
Return 3Y49.35%
Return 5Y9.51%

Ownership

Insiders Held0.75%
Institutions Held79.24%
Institutions Float Held79.85%
Institutional HolderSharesReport Date
Blackrock Inc.7,513,8222026-03-31
Neuberger Berman Group, LLC3,715,4252026-03-31
Vanguard Portfolio Management LLC3,525,7602026-03-31
State Street Corporation3,150,3402026-03-31
FMR, LLC3,026,3722026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BKU $44.74 -1.89% 12.76 $3.25B 2.79%
CATY $60.73 -0.78% 12.34 $4.07B 2.50%
FBK $55.51 -2.55% 21.73 $2.86B 1.53%
FHB $25.25 -1.41% 12.01 $3.07B 3.93%
FULT $23.21 -1.07% 11.22 $4.44B 3.24%

About CBU

CBU stock trades at $61.94 with a market capitalization of $3.26B. The stock is valued at a price-to-earnings (P/E) ratio of 15.72, price-to-book of 1.64, price-to-sales of 3.20. Over the past 52 weeks the stock has ranged between $51.12 and $70.74, and currently trades 12.4% below its 52-week high. It pays a dividend yielding 3.00%.

On profitability, CBU generates a return on equity (ROE) of 10.47%, return on capital employed of 13.71%, an operating margin of 27.20%, a net profit margin of 21.26%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $354.95 -0.30% V Financial - Credit Services $372.67 -1.77% MA Financial - Credit Services $581.10 -1.39% BAC Banks - Diversified $61.99 +0.08% HSBC Banks - Diversified $103.40 +0.25% MS Financial - Capital Markets $211.16 -1.01% GS Financial - Capital Markets $1002.56 -2.28% RY Banks - Diversified $203.48 -0.33% WFC Banks - Diversified $87.05 +0.76% MUFG Banks - Diversified $22.83 +0.35%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNYSE High ROE StocksAll stock screens
Run Stock Screener Investing Guides