NASDAQ · Banks - Regional

Esquire Financial Holdings, Inc. (ESQ) Stock

$123.54 +0.28% NASDAQ: ESQ Financial Services

Valuation

MetricValue
Price$123.54
Market Cap$1.50B
P/E Ratio18.91
P/B Ratio3.16
P/S Ratio5.76
EPS (TTM)$5.88
52-Week High$134.82
52-Week Low$92.10
Dividend Yield0.67%

Financials & Margins

MetricValue
ROE17.82%
ROA2.10%
ROCE22.03%
Gross Margin41.46%
Operating Margin42.07%
Net Margin29.32%
Debt/Equity0.01
Current Ratio482.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$66.0M$86.0M$122.0M$138.0M$164.0M
Operating Profit$23.0M$39.0M$56.0M$59.0M$69.0M
Net Profit$18.0M$29.0M$41.0M$44.0M$51.0M
EPS$2.26$3.47$4.91$5.14$5.88
Op Margin34.6%45.2%45.9%42.9%41.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.2B$1.4B$1.6B$1.9B$2.4B
Total Liabilities$1.0B$1.2B$1.4B$1.7B$2.1B
Cash$149.0M$164.0M$165.0M$126.0M$236.0M
Borrowings$0$0$0$0$3.0M

Latest News

Is Esquire’s Litigation Finance and Legal Market Expansion Strategy Altering The Investment Case For Esquire Financial Holdings (ESQ)? Simply Wall St. · Jul 6, 2026 Esquire Financial Holdings, Inc. and Signature Bancorporation Inc. Receive Stockholder Approvals for Merger PR Newswire · Jun 24, 2026 Esquire Financial, Signature Bancorp Set Final Exchange Ratio for Merger MT Newswires · Jun 23, 2026 Esquire Financial Holdings, Inc. and Signature Bancorporation Inc. Announce Final Exchange Ratio for Proposed Merger PR Newswire · Jun 23, 2026 Esquire Financial Holdings And 2 Insider Picks For Growth Potential Simply Wall St. · Jun 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$30.0M$39.0M$42.0M$42.0M$60.0M
Investing Cash Flow$-173.0M$-223.0M$-218.0M$-311.0M$-365.0M
Financing Cash Flow$224.0M$200.0M$178.0M$232.0M$417.0M
Net Cash Flow$84.0M$15.0M$1.0M$-39.0M$110.0M
Free Cash Flow$27.0M$38.0M$39.0M$39.0M$57.0M

Valuation & Return Ratios

MetricValue
PEG Ratio2.26
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y12.63%
Return 3Y138.87%
Return 5Y419.12%

Ownership

Insiders Held17.45%
Institutions Held70.98%
Institutions Float Held85.98%
Institutional HolderSharesReport Date
Mawer Investment Management Ltd.725,2142026-03-31
Blackrock Inc.550,3462026-03-31
Wasatch Advisors LP344,0462026-03-31
Vanguard Capital Management LLC311,8232026-03-31
Copeland Capital Management, LLC304,6472026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $347.73 -0.14% 38.93 $5.07T 0.32%
MSFTMicrosoft Corporation $524.51 +0.66% 28.68 $3.89T 0.76%
GOOGLAlphabet Inc. $320.21 -1.24% 16.94 $3.90T 0.26%
AMZNAmazon.com, Inc. $248.00 -0.95% 19.82 $2.68T 0.00%
METAMeta Platforms, Inc. $642.62 -0.96% 27.93 $1.64T 0.28%

About Esquire Financial Holdings, Inc.

Esquire Financial Holdings, Inc. is led by CEO Andrew C. Sagliocca, publicly traded since 2017.

Esquire Financial Holdings, Inc. (ESQ) stock trades at $123.54 with a market capitalization of $1.50B. The stock is valued at a price-to-earnings (P/E) ratio of 18.91, price-to-book of 3.16, price-to-sales of 5.76. Over the past 52 weeks the stock has ranged between $92.10 and $134.82, and currently trades 8.4% below its 52-week high. It pays a dividend yielding 0.67%.

On profitability, Esquire Financial Holdings, Inc. generates a return on equity (ROE) of 17.82%, above the typical market range of roughly 12-15%, return on capital employed of 22.03%, an operating margin of 42.07%, a net profit margin of 29.32%.

Esquire Financial Holdings, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Esquire Financial Holdings, Inc. reported revenue of $20.0M rising to $164.0M, a change of +720.0% across 10 years. Compounded, revenue has grown 25.4% a year over five years, 24.0% over three, 18.8% over the last twelve months. Net profit rose to $51.0M.

Operating margin went from 22.6% in 2016 to 41.6% in 2025, a gain of 19.0 percentage points. The most recent net margin is 29.32%. On a trailing twelve-month basis to Jun '26, revenue is $179.0M and net profit $53.0M.

Borrowings stand at $3.0M, cash from operations was $60.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 17.5% over five years, and was 17.6% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Esquire Financial Holdings, Inc. (ESQ) — frequently asked questions

What is Esquire Financial Holdings, Inc. (ESQ) stock price today?

Esquire Financial Holdings, Inc. (ESQ) is currently trading at $123.54, up 0.28% today.

What is ESQ P/E ratio?

Esquire Financial Holdings, Inc.'s P/E ratio is 18.91. This is between 15x and 30x, around the typical market average of roughly 18-22x.

What is ESQ return on equity (ROE)?

Esquire Financial Holdings, Inc.'s return on equity (ROE) is 17.82%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.

What is Esquire Financial Holdings, Inc.'s market cap?

Esquire Financial Holdings, Inc. has a market capitalization of $1.50B.

Does ESQ pay a dividend?

Yes. Esquire Financial Holdings, Inc. currently yields 0.67%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does ESQ carry?

Esquire Financial Holdings, Inc. has a debt-to-equity ratio of 0.01. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is ESQ's profit margin?

Esquire Financial Holdings, Inc. reports a net profit margin of 29.32% — the share of revenue left after every cost, including tax and interest.

What sector is ESQ in?

Esquire Financial Holdings, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is ESQ listed on?

Esquire Financial Holdings, Inc. trades on NASDAQ under the ticker ESQ.

What is ESQ's 52-week range?

Over the last year Esquire Financial Holdings, Inc. has traded between $92.10 and $134.82.

Related Financial Services Stocks

BRK.A Berkshire Hathaway Inc. $733370.00 +0.00% BRK.B Berkshire Hathaway Inc. New $482.70 +0.00% JPM JP Morgan Chase & Co. $331.58 -1.47% V Visa Inc. $407.92 -1.55% MA Mastercard Incorporated $623.60 -1.52% BAC Bank of America Corporation $50.56 -1.02% HSBC HSBC Holdings, plc $90.68 -1.32% MS Morgan Stanley $179.49 -2.44% RY Royal Bank Of Canada $201.17 -0.44% GS Goldman Sachs Group, Inc. (The) $875.68 -1.75% WFC Wells Fargo & Company $82.39 -0.75% MUFG Mitsubishi UFJ Financial Group, Inc. $21.07 -1.59%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens ESQ currently matches

On the figures above, Esquire Financial Holdings, Inc. passes the filters for 12 of our ready-made screens, among them Low Debt Stocks, High Profit Margin Stocks, Small Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

Low Debt StocksHigh Profit Margin StocksSmall Cap StocksStocks With PE Under 20High ROCE StocksDebt Free StocksSmall Cap Dividend StocksProfitable Small Cap StocksStocks With PE Under 25Stocks With PE Under 30Debt to Equity Below 1 StocksHigh Current Ratio Stocks

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.