NASDAQ · Financial - Credit Services

PRA Group, Inc. (PRAA) Stock

$20.09 -1.13% NASDAQ: PRAA Financial Services

Valuation

MetricValue
Price$20.09
Market Cap$766.25M
P/E Ratio-2.81
P/B Ratio0.69
P/S Ratio0.53
EPS (TTM)$-7.79
52-Week High$22.55
52-Week Low$10.25
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-26.80%
ROA-5.06%
ROCE10.18%
Gross Margin33.95%
Operating Margin33.95%
Net Margin-19.43%
Debt/Equity0.03
Current Ratio1.68

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.1B$967.0M$815.0M$1.1B$1.2B
Operating Profit$375.0M$286.0M$100.0M$340.0M$421.0M
Net Profit$183.0M$117.0M$-83.0M$71.0M$-305.0M
EPS$4.04$2.94$-2.13$1.79$-7.79
Op Margin34.2%29.6%12.3%30.2%33.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.4B$4.2B$4.5B$4.9B$5.1B
Total Liabilities$3.0B$2.9B$3.3B$3.7B$4.1B
Cash$88.0M$83.0M$113.0M$106.0M$104.0M
Borrowings$3.8B$3.6B$4.4B$3.4B$32.0M

Latest News

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$85.0M$22.0M$-98.0M$-95.0M$-86.0M
Investing Cash Flow$149.0M$107.0M$-238.0M$-387.0M$-61.0M
Financing Cash Flow$-210.0M$-120.0M$-23.0M$25.0M$-47.0M
Net Cash Flow$-32.0M$-4.0M$29.0M$-6.0M$1.0M
Free Cash Flow$74.0M$8.0M$-100.0M$-99.0M$-90.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.00
EV / EBITDA3.92
FCF Yield-5.26%
Quick Ratio1.98
Interest Coverage2.36
Return 1Y-1.46%
Return 3Y-32.93%
Return 5Y-53.18%

Ownership

Insiders Held2.34%
Institutions Held101.34%
Institutions Float Held103.76%
Institutional HolderSharesReport Date
Blackrock Inc.7,088,7792026-03-31
Topline Capital Management, LLC3,845,3342026-03-31
T. Rowe Price Investment Management, Inc.3,643,6282026-03-31
Global Alpha Capital Management Ltd.1,936,7602026-03-31
Vanguard Capital Management LLC1,654,4962026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ECPGEncore Capital Group Inc $99.44 -0.62% 7.06 $2.13B 0.00%
JCAPJefferson Capital, Inc. $20.04 +0.45% 7.24 $1.23B 4.99%

About PRA Group, Inc.

PRA Group, Inc. is led by CEO Martin Sjolund, employs 2,991 people, headquartered in US, publicly traded since 2002.

PRA Group, Inc. (PRAA) stock trades at $20.09 with a market capitalization of $766.25M. The stock is valued at a price-to-earnings (P/E) ratio of -2.81, price-to-book of 0.69, price-to-sales of 0.53. Over the past 52 weeks the stock has ranged between $10.25 and $22.55, and currently trades 10.9% below its 52-week high.

On profitability, PRA Group, Inc. generates a return on equity (ROE) of -26.80%, return on capital employed of 10.18%, an operating margin of 33.95%, a net profit margin of -19.43%.

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