NYSE · Banks - Regional

RF (RF) Stock

$29.29 -1.97% NYSE: RF Financial Services

Valuation

MetricValue
Price$29.29
Market Cap$25.00B
P/E Ratio12.79
P/B Ratio1.43
P/S Ratio2.76
EPS (TTM)$2.29
52-Week High$32.17
52-Week Low$22.70
Dividend Yield3.41%

Financials & Margins

MetricValue
ROE11.78%
ROA1.38%
ROCE1.80%
Gross Margin75.81%
Operating Margin29.48%
Net Margin23.13%
Debt/Equity0.34
Current Ratio1.25

Annual Financials (USD)

Metric20212022202320242025
Revenue$6.6B$7.5B$9.2B$9.4B$9.6B
Operating Profit$3.2B$2.9B$2.6B$2.4B$2.7B
Net Profit$2.5B$2.2B$2.1B$1.9B$2.2B
EPS$2.49$2.28$2.11$1.93$2.29
Op Margin48.7%38.4%28.5%25.1%28.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$162.9B$155.2B$152.2B$157.3B$159.6B
Total Liabilities$144.6B$139.3B$134.7B$139.4B$140.4B
Cash$29.4B$11.2B$6.8B$10.7B$10.9B
Borrowings$2.4B$2.3B$2.3B$6.5B$4.9B

Latest News

Bank Stocks 'An Island of Stability' as Financial Institutions Set to Release Earnings MT Newswires · Jul 13, 2026 Week ahead: Earnings season shifts into high gear as inflation looms Proactive · Jul 13, 2026 Regions Bank Promotes Jamie Stogsdill to Lead Consumer Banking in Arkansas and Louisiana Business Wire · Jul 13, 2026 Regions Financial (RF) Earnings Expected to Grow: Should You Buy? Zacks · Jul 10, 2026 Regions Financial Gains 8.4% in the Past 3 Months: How to Approach Now? Zacks · Jul 9, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$3.0B$3.1B$2.3B$1.6B$2.2B
Investing Cash Flow$-2.9B$-13.2B$-1.8B$-408.0M$-1.4B
Financing Cash Flow$12.8B$-7.6B$-4.2B$-1.1B$2.1B
Net Cash Flow$11.5B$-18.2B$-4.4B$3.9B$195.0M
Free Cash Flow$3.0B$2.8B$2.2B$1.5B$2.2B

Valuation & Return Ratios

MetricValue
PEG Ratio0.76
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y15.42%
Return 3Y83.81%
Return 5Y80.19%

Ownership

Insiders Held0.26%
Institutions Held86.32%
Institutions Float Held86.54%
Institutional HolderSharesReport Date
Blackrock Inc.82,218,3462026-03-31
Vanguard Capital Management LLC56,164,8002026-03-31
State Street Corporation47,713,4982026-03-31
Vanguard Portfolio Management LLC40,117,4082026-03-31
Wellington Management Group, LLP36,136,7232026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CFG $68.16 -1.03% 14.84 $28.82B 2.67%
CMAComerica Incorporated $88.67 -4.51% 16.19 $11.35B 3.20%
FHN $24.03 -1.19% 12.60 $11.41B 2.63%
FITB $53.01 -1.41% 16.61 $48.04B 3.15%
HBAN $16.42 -1.59% 12.27 $33.18B 3.72%

About RF

RF is led by CEO John Turner Jr., employs 19,644 people, headquartered in Birmingham, US, publicly traded since 1980.

RF stock trades at $29.29 with a market capitalization of $25.00B. The stock is valued at a price-to-earnings (P/E) ratio of 12.79, price-to-book of 1.43, price-to-sales of 2.76. Over the past 52 weeks the stock has ranged between $22.70 and $32.17, and currently trades 9.0% below its 52-week high. It pays a dividend yielding 3.41%.

On profitability, RF generates a return on equity (ROE) of 11.78%, return on capital employed of 1.80%, an operating margin of 29.48%, a net profit margin of 23.13%.

In its most recent fiscal year, RF reported annual revenue of $9.6B, net profit of $2.2B, revenue has compounded at 7.7% a year over the last five years, profit at 14.5% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.34 — a conservative balance sheet with little leverage risk, a current ratio of 1.25, total assets of $159.6B, $10.9B in cash and equivalents.

RF has an average daily trading volume of 9,782,029 shares, a beta of 1.01.

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