BayFirst Financial Corp. (BAFN) Stock

About BayFirst Financial Corp.

BayFirst Financial Corp. is led by CEO Thomas G. Zernick, publicly traded since 2021.

BayFirst Financial Corp. (BAFN) stock trades at $6.88 with a market capitalization of $28.26M. The stock is valued at a negative price-to-earnings (P/E) ratio of -0.52, reflecting a net loss over the last twelve months, price-to-book of 0.27, price-to-sales of 0.49. Over the past 52 weeks the stock has ranged between $4.26 and $10.52, and currently trades 34.6% below its 52-week high.

On profitability, BayFirst Financial Corp. generates a return on equity (ROE) of -63.67% (negative, reflecting a net loss), return on capital employed of -55.88%, an operating margin of -29.81%, a net profit margin of -91.62%.

BayFirst Financial Corp. by the numbers, 2013–2025

Compounded, revenue has grown -4.9% a year over five years, 16.4% over three, -16.8% over the last twelve months. Net profit was $-23.0M in 2025.

The most recent net margin is -91.62%. On a trailing twelve-month basis to Jun '26, revenue is $65.0M and net profit $-60.0M.

Borrowings stand at $21.0M, cash from operations was $285.0M in the latest year, positive in 6 of the last 12.

Return on equity has averaged 3.5% over five years, and was -26.1% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

BayFirst Financial Corp. (BAFN) — frequently asked questions