NASDAQ · Banks - Regional

GABC (GABC) Stock

$48.86 -0.93% NASDAQ: GABC Financial Services

Valuation

MetricValue
Price$48.86
Market Cap$1.84B
P/E Ratio13.86
P/B Ratio1.37
P/S Ratio3.20
EPS (TTM)$3.06
52-Week High$51.19
52-Week Low$36.56
Dividend Yield2.82%

Financials & Margins

MetricValue
ROE9.72%
ROA1.35%
ROCE12.04%
Gross Margin28.75%
Operating Margin28.75%
Net Margin27.09%
Debt/Equity0.15
Current Ratio0.18

Annual Financials (USD)

Metric20212022202320242025
Revenue$230.0M$278.0M$317.0M$315.0M$487.0M
Operating Profit$103.0M$99.0M$104.0M$104.0M$140.0M
Net Profit$84.0M$82.0M$86.0M$84.0M$113.0M
EPS$3.17$2.78$2.91$2.83$3.06
Op Margin44.7%35.7%32.7%33.0%28.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$5.6B$6.2B$6.2B$6.3B$8.4B
Total Liabilities$4.9B$5.6B$5.5B$5.6B$7.2B
Cash$48.0M$76.0M$79.0M$70.0M$72.0M
Borrowings$152.0M$204.0M$194.0M$210.0M$183.0M

Latest News

Spotting Winners: German American Bancorp (NASDAQ:GABC) And Regional Banks Stocks In Q4 StockStory · Jul 3, 2026 3 Small-Cap Stocks That Concern Us StockStory · Jul 2, 2026 3 Reasons GABC is Risky and 1 Stock to Buy Instead StockStory · Jul 2, 2026 3 Reasons to Sell GABC and 1 Stock to Buy Instead StockStory · Jun 30, 2026 Unpacking Q4 Earnings: German American Bancorp (NASDAQ:GABC) In The Context Of Other Regional Banks Stocks StockStory · Jun 22, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$101.0M$110.0M$107.0M$96.0M$159.0M
Investing Cash Flow$-645.0M$-32.0M$22.0M$-87.0M$-66.0M
Financing Cash Flow$655.0M$-325.0M$-97.0M$76.0M$-70.0M
Net Cash Flow$51.0M$-278.0M$-2.0M$73.0M$-70.0M
Free Cash Flow$96.0M$102.0M$101.0M$91.0M$154.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y20.04%
Return 3Y80.65%
Return 5Y52.28%

Ownership

Insiders Held3.23%
Institutions Held53.82%
Institutions Float Held55.62%
Institutional HolderSharesReport Date
Blackrock Inc.2,706,4692026-03-31
Franklin Resources, Inc.1,880,5462026-03-31
Vanguard Capital Management LLC1,523,1552026-03-31
Dimensional Fund Advisors LP1,219,9582026-03-31
Charles Schwab Investment Management, Inc.1,152,6952026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
FCF $20.53 -0.82% 12.50 $2.09B 2.97%
FRME $40.91 -1.35% 13.35 $2.57B 10.59%
LKFN $58.82 -0.46% 14.28 $1.47B 3.53%
LOB $38.65 -1.88% 14.75 $1.79B 0.31%
MBIN $51.74 -1.71% 11.94 $2.38B 0.91%

About GABC

GABC is led by CEO D. Neil Dauby, employs 1,020 people, headquartered in US, publicly traded since 1993.

GABC stock trades at $48.86 with a market capitalization of $1.84B. The stock is valued at a price-to-earnings (P/E) ratio of 13.86, price-to-book of 1.37, price-to-sales of 3.20. Over the past 52 weeks the stock has ranged between $36.56 and $51.19, and currently trades 4.6% below its 52-week high. It pays a dividend yielding 2.82%.

On profitability, GABC generates a return on equity (ROE) of 9.72%, return on capital employed of 12.04%, an operating margin of 28.75%, a net profit margin of 27.09%.

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