NASDAQ · Banks - Regional

HBT Financial, Inc. (HBT) Stock

$36.24 +0.00% NASDAQ: HBT Financial Services

Valuation

MetricValue
Price$36.24
Market Cap$1.32B
P/E Ratio15.49
P/B Ratio1.72
P/S Ratio3.98
EPS (TTM)$2.44
52-Week High$37.51
52-Week Low$22.36
Dividend Yield2.76%

Financials & Margins

MetricValue
ROE11.41%
ROA1.16%
ROCE10.88%
Gross Margin35.49%
Operating Margin35.84%
Net Margin23.46%
Debt/Equity0.21
Current Ratio0.28

Annual Financials (USD)

Metric20212022202320242025
Revenue$164.0M$187.0M$264.0M$285.0M$293.0M
Operating Profit$77.0M$76.0M$89.0M$97.0M$105.0M
Net Profit$56.0M$56.0M$66.0M$72.0M$77.0M
EPS$2.02$2.09$2.07$2.26$2.44
Op Margin46.6%40.8%33.6%34.1%35.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.3B$4.3B$5.1B$5.0B$5.1B
Total Liabilities$3.9B$3.9B$4.6B$4.5B$4.5B
Cash$410.0M$114.0M$142.0M$138.0M$24.0M
Borrowings$138.0M$280.0M$147.0M$135.0M$65.0M

Latest News

HBT Financial (HBT) Could Be a Great Choice Zacks · Jul 13, 2026 HBT Financial, Inc. to Announce Second Quarter 2026 Financial Results on July 27, 2026 GlobeNewswire · Jul 10, 2026 HBT Financial (HBT) is a Great Momentum Stock: Should You Buy? Zacks · Jun 29, 2026 Are You Looking for a High-Growth Dividend Stock? Zacks · Jun 26, 2026 Why HBT Financial (HBT) is a Great Dividend Stock Right Now Zacks · May 8, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$43.0M$73.0M$66.0M$89.0M$85.0M
Investing Cash Flow$-351.0M$-336.0M$130.0M$27.0M$-50.0M
Financing Cash Flow$433.0M$4.0M$85.0M$-101.0M$7.0M
Net Cash Flow$97.0M$-295.0M$27.0M$-4.0M$-15.0M
Free Cash Flow$42.0M$72.0M$63.0M$84.0M$75.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-4.18
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y27.41%
Return 3Y84.75%
Return 5Y119.14%

Ownership

Insiders Held56.38%
Institutions Held22.76%
Institutions Float Held52.18%
Institutional HolderSharesReport Date
Blackrock Inc.1,607,6282026-03-31
Dimensional Fund Advisors LP561,1592026-03-31
Vanguard Capital Management LLC520,1142026-03-31
Manufacturers Life Insurance Co.491,4182026-03-31
Adage Capital Partners GP L.L.C.445,7802026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ACNBACNB Corporation $65.42 +0.05% 12.06 $665.32M 2.63%
BFSTBusiness First Bancshares, Inc. $31.80 -0.44% 10.96 $1.04B 1.94%
BHBBar Harbor Bankshares, Inc. $40.46 +2.51% 13.28 $678.36M 3.45%
EFSCEnterprise Financial Services Corporation $61.35 +0.56% 11.70 $2.22B 2.36%
HOPEHope Bancorp, Inc. $14.07 +0.14% 13.65 $1.80B 4.10%

About HBT Financial, Inc.

HBT Financial, Inc. is led by CEO J. Lance Carter, employs 844 people, headquartered in US, publicly traded since 2019.

HBT Financial, Inc. (HBT) stock trades at $36.24 with a market capitalization of $1.32B. The stock is valued at a price-to-earnings (P/E) ratio of 15.49, price-to-book of 1.72, price-to-sales of 3.98. Over the past 52 weeks the stock has ranged between $22.36 and $37.51, and currently trades 3.4% below its 52-week high. It pays a dividend yielding 2.76%.

On profitability, HBT Financial, Inc. generates a return on equity (ROE) of 11.41%, return on capital employed of 10.88%, an operating margin of 35.84%, a net profit margin of 23.46%.

HBT Financial, Inc. by the numbers, 2016–2025

Between 2016 and 2025 HBT Financial, Inc. reported revenue of $164.0M rising to $293.0M, a change of +78.7% across 10 years. Compounded, revenue has grown 13.3% a year over five years, 16.1% over three, 2.8% over the last twelve months. Net profit rose to $77.0M.

Operating margin went from 36.4% in 2016 to 35.6% in 2025, essentially unchanged. The most recent net margin is 23.46%. On a trailing twelve-month basis to Jun '26, revenue is $331.0M and net profit $78.0M.

Borrowings stand at $65.0M, cash from operations was $85.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 13.6% over five years, and was 12.5% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

HBT Financial, Inc. (HBT) — frequently asked questions

What is HBT Financial, Inc. (HBT) stock price today?

HBT Financial, Inc. (HBT) is currently trading at $36.24, up 0% today.

What is HBT P/E ratio?

HBT Financial, Inc.'s P/E ratio is 15.49. This is between 15x and 30x, around the typical market average of roughly 18-22x.

What is HBT return on equity (ROE)?

HBT Financial, Inc.'s return on equity (ROE) is 11.41%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is HBT Financial, Inc.'s market cap?

HBT Financial, Inc. has a market capitalization of $1.32B.

Does HBT pay a dividend?

Yes. HBT Financial, Inc. currently yields 2.76%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does HBT carry?

HBT Financial, Inc. has a debt-to-equity ratio of 0.21. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is HBT's profit margin?

HBT Financial, Inc. reports a net profit margin of 23.46% — the share of revenue left after every cost, including tax and interest.

What sector is HBT in?

HBT Financial, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is HBT listed on?

HBT Financial, Inc. trades on NASDAQ under the ticker HBT.

What is HBT's 52-week range?

Over the last year HBT Financial, Inc. has traded between $22.36 and $37.51.

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Screens HBT currently matches

On the figures above, HBT Financial, Inc. passes the filters for 13 of our ready-made screens, among them Dividend Stocks, Low Debt Dividend Stocks, Low Debt Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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