NASDAQ · Banks - Regional

CIVB (CIVB) Stock

$26.97 -0.04% NASDAQ: CIVB Financial Services

Valuation

MetricValue
Price$26.97
Market Cap$560.53M
P/E Ratio10.20
P/B Ratio1.01
P/S Ratio2.55
EPS (TTM)$0.00
52-Week High$29.97
52-Week Low$19.82
Dividend Yield2.62%

Financials & Margins

MetricValue
ROE10.05%
ROA1.27%
ROCE4.27%
Gross Margin21.57%
Operating Margin21.57%
Net Margin24.20%
Debt/Equity0.38
Current Ratio4.33

Annual Financials (USD)

Metric20212022202320242025
Revenue$134.0M$153.0M$217.0M$242.0M$255.0M
Operating Profit$48.0M$47.0M$51.0M$37.0M$55.0M
Net Profit$41.0M$39.0M$43.0M$32.0M$46.0M
EPS$2.63$2.60$2.73$2.01$2.64
Op Margin36.0%30.8%23.3%15.1%21.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.0B$3.6B$3.9B$4.1B$4.3B
Total Liabilities$2.7B$3.3B$3.5B$3.7B$3.8B
Cash$255.0M$45.0M$62.0M$65.0M$78.0M
Borrowings$204.0M$643.0M$454.0M$451.0M$284.0M

Latest News

Civista Bancshares (CIVB) is a Top Dividend Stock Right Now: Should You Buy? Zacks · Jul 6, 2026 Civista Bancshares (CIVB) is a Great Momentum Stock: Should You Buy? Zacks · Jun 29, 2026 Civista Bancshares (CIVB) Stock Faces Mixed Analyst Target Changes After Refreshed Valuation Simply Wall St. · Jun 24, 2026 This is Why Civista Bancshares (CIVB) is a Great Dividend Stock Zacks · Jun 19, 2026 Are Options Traders Betting on a Big Move in Civista Stock? Zacks · Jun 18, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$41.0M$25.0M$63.0M$48.0M$43.0M
Investing Cash Flow$-132.0M$-417.0M$-315.0M$-263.0M$54.0M
Financing Cash Flow$205.0M$-85.0M$338.0M$227.0M$18.0M
Net Cash Flow$127.0M$-221.0M$17.0M$3.0M$14.0M
Free Cash Flow$39.0M$19.0M$59.0M$44.0M$42.0M

Valuation & Return Ratios

MetricValue
PEG Ratio1.52
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y36.40%
Return 3Y65.82%
Return 5Y40.43%

Ownership

Insiders Held2.05%
Institutions Held66.44%
Institutions Float Held67.83%
Institutional HolderSharesReport Date
Blackrock Inc.1,487,6002026-03-31
Wellington Management Group, LLP1,337,5882026-03-31
Dimensional Fund Advisors LP950,3302026-03-31
Alliancebernstein L.P.945,7152026-03-31
Vanguard Capital Management LLC862,4472026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BSVN $51.42 +0.12% 9.73 $489.48M 2.40%
CBNK $35.95 -0.53% 9.26 $585.56M 1.53%
CWBC $25.73 -0.77% 11.91 $541.73M 2.02%
FBIZ $69.80 -0.10% 9.14 $583.68M 2.24%
FRBA $17.70 -0.56% 8.86 $444.88M 1.94%

About CIVB

CIVB is led by CEO Dennis G. Shaffer, employs 520 people, headquartered in US, publicly traded since 1994.

CIVB stock trades at $26.97 with a market capitalization of $560.53M. The stock is valued at a price-to-earnings (P/E) ratio of 10.20, price-to-book of 1.01, price-to-sales of 2.55. Over the past 52 weeks the stock has ranged between $19.82 and $29.97, and currently trades 10.0% below its 52-week high. It pays a dividend yielding 2.62%.

On profitability, CIVB generates a return on equity (ROE) of 10.05%, return on capital employed of 4.27%, an operating margin of 21.57%, a net profit margin of 24.20%.

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