Flagstar Bank, N.A. (FLG) Stock

About Flagstar Bank, N.A.

Flagstar Bank, N.A. (FLG) stock trades at $10.38 with a market capitalization of $4.31B. The stock is valued at a price-to-earnings (P/E) ratio of 347.21, price-to-book of 0.61, price-to-sales of 1.13. Over the past 52 weeks the stock has ranged between $10.34 and $15.44, and currently trades 32.8% below its 52-week high. It pays a dividend yielding 0.34%.

On profitability, Flagstar Bank, N.A. generates a return on equity (ROE) of 0.59%, return on capital employed of 0.10%, an operating margin of -4.22%, a net profit margin of 1.10%.

Flagstar Bank, N.A. by the numbers, 2016–2025

Between 2016 and 2025 Flagstar Bank, N.A. reported revenue of $1.8B rising to $4.7B, a change of +157.0% across 10 years. Compounded, revenue has grown 21.6% a year over five years, 29.2% over three, -26.5% over the last twelve months. Net profit fell to $-177.0M.

Operating margin went from 42.5% in 2016 to -4.2% in 2025, a fall of 46.8 percentage points. The most recent net margin is 1.10%. On a trailing twelve-month basis to Jun '26, revenue is $4.4B and net profit $48.0M.

Borrowings fell from $13.7B to $12.2B, cash from operations was $-534.0M in the latest year, positive in 9 of the last 10.

Return on equity has averaged -0.2% over five years, and was -2.2% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Flagstar Bank, N.A. (FLG) — frequently asked questions