Old Second Bancorp, Inc. (OSBC) Stock

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. is led by CEO James L. Eccher, employs 877 people, headquartered in US, publicly traded since 1993.

Old Second Bancorp, Inc. (OSBC) stock trades at $24.43 with a market capitalization of $1.24B. The stock is valued at a price-to-earnings (P/E) ratio of 13.76, price-to-book of 1.39, price-to-sales of 2.93. Over the past 52 weeks the stock has ranged between $16.65 and $26.06, and currently trades 6.3% below its 52-week high. It pays a dividend yielding 1.14%.

On profitability, Old Second Bancorp, Inc. generates a return on equity (ROE) of 10.39%, return on capital employed of 1.97%, an operating margin of 27.86%, a net profit margin of 21.50%.

Old Second Bancorp, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Old Second Bancorp, Inc. reported revenue of $100.0M rising to $397.0M, a change of +297.0% across 10 years. Compounded, revenue has grown 23.2% a year over five years, 15.9% over three, 18.1% over the last twelve months. Net profit rose to $80.0M.

Operating margin went from 24.4% in 2016 to 27.9% in 2025, a gain of 3.5 percentage points. The most recent net margin is 21.50%. On a trailing twelve-month basis to Jun '26, revenue is $429.0M and net profit $93.0M.

Borrowings rose from $197.0M to $339.0M, cash from operations was $122.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 11.2% over five years, and was 8.9% in the most recent year.

The share price itself has compounded at 9.4% a year over five years, 24.5% over three, 23.7% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Old Second Bancorp, Inc. (OSBC) — frequently asked questions