NASDAQ · Banks - Regional

OSBC (OSBC) Stock

$25.68 +0.59% NASDAQ: OSBC Financial Services

Valuation

MetricValue
Price$25.68
Market Cap$1.32B
P/E Ratio14.09
P/B Ratio1.42
P/S Ratio3.00
EPS (TTM)$1.67
52-Week High$26.06
52-Week Low$16.65
Dividend Yield1.12%

Financials & Margins

MetricValue
ROE10.39%
ROA1.35%
ROCE1.97%
Gross Margin76.42%
Operating Margin27.86%
Net Margin21.50%
Debt/Equity0.36
Current Ratio0.10

Annual Financials (USD)

Metric20212022202320242025
Revenue$142.0M$255.0M$321.0M$336.0M$397.0M
Operating Profit$28.0M$92.0M$124.0M$113.0M$111.0M
Net Profit$20.0M$67.0M$92.0M$85.0M$80.0M
EPS$0.65$1.49$2.02$1.87$1.62
Op Margin19.6%35.9%38.8%33.6%27.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$6.2B$5.9B$5.7B$5.6B$6.9B
Total Liabilities$5.7B$5.4B$5.1B$5.0B$6.0B
Cash$752.0M$115.0M$100.0M$99.0M$124.0M
Borrowings$199.0M$261.0M$517.0M$142.0M$339.0M

Latest News

Are Options Traders Betting on a Big Move in Old Second Bancorp Stock? Zacks · Jul 15, 2026 Old Second Bancorp (OSBC) Reports Next Week: Wall Street Expects Earnings Growth Zacks · Jul 15, 2026 2 Bank Stocks to Consider Right Now and 1 That Underwhelm StockStory · Jul 14, 2026 2 Growth Stocks with All-Star Potential and 1 Facing Challenges StockStory · Jul 3, 2026 O2 Sponsor Finance Promotes Chris Gallun to First Vice President ACCESS Newswire · Jun 30, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$31.0M$97.0M$116.0M$132.0M$122.0M
Investing Cash Flow$131.0M$-437.0M$149.0M$312.0M$155.0M
Financing Cash Flow$208.0M$-373.0M$-545.0M$-61.0M$-412.0M
Net Cash Flow$422.0M$-637.0M$-15.0M$-1.0M$25.0M
Free Cash Flow$29.0M$93.0M$104.0M$121.0M$118.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-3.28
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y28.20%
Return 3Y56.06%
Return 5Y99.52%

Ownership

Insiders Held4.53%
Institutions Held76.23%
Institutions Float Held79.84%
Institutional HolderSharesReport Date
Blackrock Inc.4,126,2442026-03-31
Dimensional Fund Advisors LP2,388,8622026-03-31
Vanguard Capital Management LLC2,251,8492026-03-31
Davis Asset Management, L.P.1,800,0002026-03-31
Goldman Sachs Group Inc1,691,5232026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BHRB $72.48 +0.35% 8.60 $1.46B 3.32%
CPF $37.81 +0.67% 12.13 $986.89M 3.19%
FMBH $51.08 +0.89% 12.53 $1.36B 2.05%
FSUN $40.64 +1.17% 24.05 $1.90B 0.00%
MBIN $52.60 +0.08% 10.55 $2.42B 0.84%

About OSBC

OSBC is led by CEO James L. Eccher, employs 877 people, headquartered in US, publicly traded since 1993.

OSBC stock trades at $25.68 with a market capitalization of $1.32B. The stock is valued at a price-to-earnings (P/E) ratio of 14.09, price-to-book of 1.42, price-to-sales of 3.00. Over the past 52 weeks the stock has ranged between $16.65 and $26.06, and currently trades 1.5% below its 52-week high. It pays a dividend yielding 1.12%.

On profitability, OSBC generates a return on equity (ROE) of 10.39%, return on capital employed of 1.97%, an operating margin of 27.86%, a net profit margin of 21.50%.

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